Hey builders 👋 I’ve been heads-down on my mini app for this cycle, and it’s finally at a point where I’d love your eyes on it. KhalkosPay turns NIM into everyday money. What it does - Buy NIM with local currency or credit card, in 11 currencies including the US. - Cash out to any Nigerian bank. Enter an amount, pick your bank (250+ supported), and we send the naira equivalent to your account. - Cash out by real voice call. You can have a conversation with KhalkosPay AI assistant to cash out your NIM just like talking with a human being - Scan to pay at shops. Merchants generate a printable QR banner for their counter. Customers scan it and pay in NIM, straight to the merchant’s wallet. - NIM gift cards. Pick a design, add a note and a secret code, and share the link. The NIM is held safely until your person claims it, and you can take it back if they never do. NIM gift cards is money wrapped in a gift. What I’m proud of under the hood - No money moves on trust. The server checks every NIM deposit on the Nimiq chain (amount, memo, confirmations) before a single naira goes out. - If a bank payout fails, your NIM is refunded automatically. - Every debit and credit lands in a ledger you can see on your receipt. - The wallet never pops up an approval you didn’t ask for. Every payment is one clear tap. Stack: React + shadcn/ui, Node/TypeScript + Prisma/Postgres, Nimiq Mini App SDK, Deepgram Voice Agent Demo: https://www.youtube.com/watch?v=drIGN7ajz_8 🔗 Try it: https://nimpay.app/miniapps/open/khalkospay.vercel.app