Examples of annual upfront credits with rollover?

Hey everyone, happy 2026!

I am currently digging into credit models and trying to implement a specific setup that Ulrik advocated for. The core idea is giving all credits upfront for the billing cycle but letting them roll over into the next cycle.

I am sold on the psychological upside for pricing behavior, but the accounting team is pushing back.

I am struggling to find exact matches. I usually just see these two credit models:

All credits at the start of the billing cycle but they expire at the end (max 12M lifetime)
Credits given on the 1st of every month with a rollover cap (usually 2x monthly allowance)

Does anyone know of any well-known SaaS companies doing the specific combo of credits upfront + 24-month rollover?

5 comments