Stack question, verify/clarify · Transactional Funding Hub

Stack question, verify/clarify

I constantly find myself questioning something.

When someone says they want to do a stack method and have 50% SF, how does that work when a DSCR or HML gives the 70%…. Technically the SF only needs to be 35% ish.

Are they:

getting the 70% DSCR

Having SF 50% of the total PP

And then keeping the spread that remains after we get our funds and fee back?…. Which basically means pocketing some money that originated from the DSCR/HML

2 comments