Ali Bee 2h • General discussion GOOD NEWS - another win @Ali Bee BW Legal have given up and sent a Notice of discontinuance to Court. Briefly - we found out about a CCJ, which we knew nothing about, when my daughter had her mortgage application refused because of it. That was in April this year. It's taken 7 months to get these barstewards to discontinue. We filed an N244 to have the CCJ set aside (which it was - Judge accepted we knew nothing about it), then filed our Defence which included an application to strike out. We sent SAR requests to everyone in the 'chain' - the original court (Northampton of course), SSE, OVO Energy, JCIA (rabid foreign owned 'debt' buyers), CreditLink (who seem to act in the UK for JCIA) and BW Legal (using their FCA accreditation to pursue a foreign owned 'debt'). Everyone got at least 2 x SAR's. The only one's to reply to our SAR were OVO Energy who basically said we've got no record of you and never supplied you - YET apparently JCIA had 'bought' this non existent 'debt' from OVO 🤔 We let BW Legal know this but still they ploughed on. All the while sending out their threatening 'pay us or else' letters. BW Legal replied to defence with a load of 💩 and we replied with a Supplemental witness statement in support of our strike out request, and then we received their Notice of discontinuance. Not sure what happens from here as this is our N244 application to CC. The original order was 'save as to costs', so hopefully we get costs back, but the fact that it had to go this far for a 'debt' that never existed is totally unacceptable. The stress, worry, hundreds of hours spent doing the research, paperwork etc is obscene and particularly so under the circumstances. I have to give a HUGE MASSIVE THANK YOU to @Peter Wilson

Hi everyone, I'm so excited I've just joined the group, I can't wait to jump in and have a strong team around, so I don't have to feel like a crazy renegade any more 😅 thanks everyone for being here 🙏💫

Only 8 days .... EIGHT DAYS .... after going to Court and having 2 ....TWO .... CCJs set aside, they have been removed .... REMOVED .... from the Credit File!! 🤗🤗🤗 NO, AS IN ZERO, CCJs ON FILE!! GONE, GONE, GONE😁 What I haven't told you is that I've been doing this for my daughter 🤗 After a particularly horrible divorce, and as part of the divorce agreement, as it was not financially viable to sell the house (lack of equity) it was agreed that the joint mortgage become a mortgage in my daughters name only. She applied to do this on the very day that her divorce absolute was confirmed (mid April 25) and that's how we found out about the CCJs when her mortgage application was refused. New mortgage application has been sent this afternoon, so 🤞 Here's to finally being able to change the locks on the doors and get that sack of 💩 out of my daughters life for good. Don't mess with Momma 💪 **the Hunted becomes the Hunter** *** update - mortgage application approved 🤗

BOTH SET ASIDE!!!!!!!!!!!!!! RESULT!!!!!!! Judge accepted that we had no knowledge of either CCJ. Despite BWLegal sending a representative, we were already in with the Judge and they arrived late. Usher knocked to tell the Judge they had turned up (approx 10 mins late) and he said I've already ruled so no admittance 😁 he said their paperwork did not make clear what it was all about and he had no idea either. We've done our SAR's and will file our defence for future hearing when we've had info requested. Second one was Parking Eye, Judge already knew no one turning up for them, BUT they'd sent something to court saying they'd filed correctly blah blah blah .... Judge asked have you had a copy ... we hadn't ..... (they did us a favour doing this as it further established what we maintained that we had seen nothing at all about this CCJ). Again we've done our SAR's and will file our defence for future hearing etc. Can't explain what a relief this is and what a positive knock on effect it will have in so many ways!! Thanks once again to everyone who has provided info and support, it's been very much appreciated 🙏 Was up until 2am prepping for this so now in need of a nanna nap!

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