This is one of the line items most people look over, but this is one of the most important expenses you can pay!
I use 21st Insurance for all of my builds. It's per deal, so when I sell the property I reach out to them and terminate that specific policy.
The policy kicks in as soon as the property is on my land. Make sure you reach out to them before the home gets delivered so it's active at the time of delivery
This covers you during the build process. If the home is vandalized, materials stolen, or a storm damages it, this is where it'll kick in. I'm usually paying anywhere from $75-$90 / month for each property.
1-800-955-0021