When to apply again for amex? after 80 points CS jump · Cloud Residents

When to apply again for amex? after 80 points CS jump

Hi everyone! I reached 6 month credit history on April 8th and thereby unlocked my Fico score, it was at around 650 because I had very high utilization, never missed a payment though. I applied for Amex Gold the same day but was declined, I'm assuming it's due to that, I lowered my utilization a lot by paying most of the balance off before statement date so now my CS is at around 740 - I guess that should be a good score to apply again? What do you guys think?

25 comments