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Global Digital Nomads

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Cloud Residents · US Credit

750 members • Free

207 contributions to Cloud Residents · US Credit
Got into Navy Fed; what should I open with them?
I just got into Navy Federal. I'm wondering what I should open with them—like a pledge loan, secured card, business account, personal account, etc. If there's an area in the classroom on this, please let me know. I could do something like a $20,000 pledge loan if that will help me.
0 likes • 9h
What other options you already got before going to Navy?
Penfed Approval?
Has anyone got approved for penfed in the last 60-90 days? I got my penfed account a year ago and they asked for US ID. Thankfully I had a US Visa and they accepted the application with that. Now I have another friend that applied and they are asking again for US ID again and asking weird questions like "how many days did you live in the US last year". etc
0 likes • 15h
how many days did you live in the US last year - this is to determine if you are US resident or non resident. Living more than 183 days normally means you are US resident.
0 likes • 13h
@Frank Morgan I mean thats not weird question; its normal
Chase Saphhire Reserve approved (150.000 UR Offer)
Today I got approved for the Chase Saphhire Reserve card. Applied online via the Chase app. Simply clicked on the pre-approval in the app, updated my income (I used the same amount from my last application), and checked the boxes for confirmation. -> Wait 30 seconds. Congratulations! No documents were required. No VPN/Proxy used. I was already pre-approved for both Chase Saphhire Cards in the app for 4 weeks. I was lucky to wait for the best offer ever for CSR. I have an Chase Checking Account for almost 2 years. This was my 4th us credit card (Amex HH (2 years), Amex Green (1 1/2 years), Chase Freedom Unlimited (7 month). Credit Score before the application today: 754 (Equifax). I will try for my first Capital One card in 30 days in the US at an Capital One Cafe... I know, it will be a short time period between both aplications, but I dont know, when I will be back in the USA after my next vacation. Has anyone visited the Capital One Cafe in Las Vegas oder in Denver?
Chase Saphhire Reserve approved (150.000 UR Offer)
1 like • 15h
Congrats bro! You deserve it after maintaining good records for 2+ years. :)
Can we setup direct debit from our own Personal account
Hi Guys , Want to know If I can setup direct debit in SoFi bank with my personal account since I don’t have any employer ? I am self employed
0 likes • 15h
do you have LLC? If yes, you can setup from there
Minimize the RISK of Account Restriction/Shut Down
There can be hundreds of reasons for account restriction and shutdown. But we may not know all of them. Today, I am talking about a few ways to keep your account safe: - ALWAYS use US IP ( Tello/Proxy/Red Pocket) - Don't spend outside USA in physical store on new cards unless you got it in-person or has NRA status. Online international payment is fine but better not to have in-store tap for first 2-3 statements - Don't change your address for first few statement cycle - Don't give bank staff a reason to look at your account. A manual check means they can find issues with address or id or whatever... People saying Cap1 asking for US ID after system triggered a manual verification. **Most important** - TURN OFF BACKGROUND DATA on your banking apps. ( I think, this is very important. If your background data are on, it means your app can connect to the banking server; it will be sending request on background 24/7 and you wont be using tello data 24/7 ) - Even if you turn of background data, your app may connect. To be completely safe, HIDE & LOCK your apps in iOS. So, you need to unhide/unlock for the app to use internet. Keep on adding more guys...🔥
Minimize the RISK of Account Restriction/Shut Down
0 likes • 11d
@Jane Jones yeah haha Imagine if you were from Pakistan or Vietnam 😅
0 likes • 15h
@Nick Bulavin After a few statements. I have used overseas but only for online payments. I will wait for my 3rd statement to use it on physical store. Its not hard and fast rule but i want to be on safe side
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Active 4h ago
Joined Jan 8, 2026
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