Activity
Mon
Wed
Fri
Sun
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
What is this?
Less
More

Memberships

Cloud Residents · US Credit

750 members • Free

UP Credit™

5.7k members • Free

114 contributions to Cloud Residents · US Credit
Navy Federal Cash Rewards Credit Card
I applied for NF credit card and was approved for Cash rewards credit card but limits are horrible Any suggestions now how can i give get limit enhancement after 91 days and its just $500 and i donot know how to use it … i had $10000 from amex . I do maintain good balances in Checking. Your experience matters specially if you are having NF credit card.
2 achievements on 1st attempt
Good day guys 1. I’ve got my Capital one platinum card with 1000$ limit 2. I’ve got my SoFi Bank checking and saving account Big Thanks to this community and especially Ain
2 achievements on 1st attempt
0 likes • 2d
@Hammad A sofi works perfect. If you login outside US ensure its non resident status. Also be careful with Zelle with foreign ips and locations. Be careful to connect to wise or wise transfer.
BofA automatic limit increase after ITIN added 1/2 year later
Had the secured Travel Rewards Card with 500 USD security opened seven months ago. Added the ITIN last week at branch and today surprisingly got an automatic limit increase to….. 700 USD with no additional deposit required 🤣 Still there is the 500 USD deposit (the banker said it usually takes a year to release the deposit and changes from secured to unsecured) Congratulations! Your credit limit has been increased. Because you've managed your credit wisely, the credit line on your account ending in xxx is being increased. What you need to know - Your total credit line has increased from $500.00 to $700. - Your cash credit line is $200. - Your account number is staying the same, so you can continue to use your current card(s). - There's no additional security deposit needed. - We'll periodically review your account and, based on your overall credit history (including your account with us and other credit cards and loans), you may qualify to have your security deposit returned. Not all customers will qualify.
1 like • 2d
With my experience call them after 7 months if Credit card statements is available to graduate.
Anyone else face this issue? Please see the Screenshots
I’ve got approved for Capital one credit and after online access of the account hours later they sent me email: We’re restricting your Capital One® bank account(s) until we can verify some of your personal information. I tried verifying with my passport live photo but its not being accepted , few hours back when they sent me link over phone for verification when i was creating app account on that link it worked but now now working I’m frustrated please help
Anyone else face this issue? Please see the Screenshots
0 likes • 3d
Sofi will be difficult if its fresh Itin. I think 6 months of itin history. US Bank or DCU are some options. Read their posts Amex if you have Amex card in your home country. If Banking is the need then Schwab international solve all purpose.
How to get a good IP profile from abroad and avoid ban?
Residential ISP → Currently using IPRoyal but the IP is flagged as VPN - seems to be working for Paypal/AMEX for now but my capital one account just got banned, not sure if it can be a cause Mobile Proxy → Tried Oxylabs/Brightdata - clean IP profile but they don’t allow bank website access Roaming from US Sim → It may show a local IP - I tried with Tello from China and it showed a US IP so this option may work, not sure if it's always a US IP VPS/RDR seems to be the only option but difficult to target a city, pricy, complicated and not convenient
0 likes • 5d
@John M Hello John...I have prepared my own PROXY SERVER with US IP. I bought a Ubuntu server in San Jose around $15 per year in Black froday saleand taking help of Claude and I have installed squid so that it acts as proxy from my home machine. I changed the Timezone , Language , host etc as you recommended ..I am enclosing a screenshot if you can see and recommend anything I can do so that banks do not like it.. Only think I cannot change is ISP although i added Host as Comcast ...And BTW this is working well for Capital One , Navy Fed etc etc.. Nothing in this screenshot is confidential..
0 likes • 3d
@John M dedicated. No sharing. Also most important thing was to switch off webrtc leak..and its working good for all banks now.. Most don’t ask Login 2fa now. …
1-10 of 114
A Vas
4
30points to level up
@ankush-vashisht-3330
Non US passport but with SSN. Ecosystem : BOFA , Capital One and Amex. Recently added NF and Sofi.

Active 7h ago
Joined Mar 1, 2026
Powered by