Cloud Residents · US Credit
5.0 · 14 reviews
Private
1.8k members
Free
free to join ❇️
Thousands of real data points from non-US residents who got approved for US credit cards, bank accounts, and business credit - without setting foot in America.
We help non-US residents, non-US citizens, and international business owners access the American financial system - US credit cards, US banking, ITIN, and business credit.
Whether you are in Latin America, Asia, Europe, the Middle East, or Africa - your roadmap to building US credit from anywhere.
What you get inside:
  • US credit cards for non-residents without SSN - Amex, Chase, Capital One, and more
  • ITIN applications handled by an IRS Certified Acceptance Agent
  • US bank accounts for individuals and LLC owners
  • Business credit cards and funding for non-US entrepreneurs
  • Credit building strategies - FICO scores, approvals, credit limits, and travel rewards
  • Community of non-resident founders building their American financial footprint
Learn the system. Become a Cloud Resident of the United States.
5.0 · 14 reviews
M Shai
Best community for non-US residents! I had my US visa denied, so I thought opening US bank accounts and credit cards would be be impossible for me. But Ain is a real master at this. Without me ever visiting America, he helped me open Bank of America and Navy federal accounts with proper introduction, and I also got approved for AMEX Business Platinum with only 2 months of history. Now I am all set up and very excited to open more credit cards and collect good travel points. Thank you.
11h ago · Still a paying member after 3 months
Erik B
I found this group through Reddit, and it’s what got me into building US credit history and getting US credit cards, I honestly wouldn’t have known where to start if I didn’t join here! The classroom is really helpful and has pretty much everything you need to know about establishing US credit history. Ain is also really knowledgeable, and whenever you have a question, he always tries his best to help. Definitely recommend the community to anyone looking to get started with US credit!
Aug 2026 · Still a paying member after 9 months
Ken Tanaka
Found Ain through Reddit last year and joined as a paid member about 3 months ago. Since then, he has helped me build my US credit from zero, including a real residential address through CloudResidents.com, proof of address, US phone number, a US state-issued ID, Chase business banking, and over $60,000 in business lines of credit for my LLC. He stays in direct contact and helps personally instead of just pointing me to pre-recorded courses or guides. Very satisfied.
30d ago · Still a paying member after 3 months
Michael Martinez
Ain is genuinely the best in the industry. No one even comes close to the level of content, knowledge, and value he brings to the table. The depth and quality of his content are on a completely different level compared to everyone else. He consistently delivers insights that are actually useful and hard to find anywhere else. When it comes to content and overall community, Cloud Residents is by far the best in the industry.
Sep 2026 · Still a paying member after 10 months
R C
There is the most amazing support in this group for being a cloud resident. Worth every penny. If you're thinking about building credit in a different country this is skool group you need to join. I had a denied Chase credit application turn into an approval with >100k limit. Wouldn't have known how otherwise. 10/10 Experience.
27d ago · Still a paying member after 4 months
Cloud Residents · US Credit
Helping non-US residents and business owners access US banking, credit cards, and ITIN - from anywhere.
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