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2d โ€ขย 
Gems ๐Ÿ’Ž
the net 30 vendor accounts that build ur business credit wit no personal guarantee n no hard pull ๐Ÿ’Ž
wassgood fam. droppin a real one for u today ๐Ÿ”‹ a lotta yall been askin bout gettin funding for ur llc while ur personal still gettin cleaned up. heres the part most yall skippin. ur business got its OWN credit file. separate from u. n u can start buildin it TODAY even while ur personal in repair. heres the deal. theres 3 business bureaus. dun n bradstreet. experian business. equifax business. they dont run off ur ssn. they run off ur EIN. so ur business can be buildin a strong file while ur personal still healin. the fastest way to open that file is net 30 vendor accounts. thats a supplier that let u order product now n pay the invoice in 30 days. no personal guarantee. no hard pull on ur personal. n when u pay em they report that account to the business bureaus as a real tradeline. why this matter so much. a business wit no tradelines is invisible. u walk in a bank askin for a line of credit, they pull ur business file n see NOTHIN. thats a auto no every time. them net 30s is what put actual payment history on ur EIN so u aint startin from zero when u go for the real bag. what u need in place FIRST. dont skip none of this cause the vendors n the bureaus check it. ur llc registered n in good standin. a EIN from the irs, thats free, dont pay nobody for it. a business bank account in the business name. a real business address n a business phone that show up when they look u up. n a D U N S number from dun n bradstreet, thats free too, they gon try to upsell u a paid expedite but u dont need it, just wait it out. the play step by step. first. get all that locked in wit the EXACT same business name n address on every single one. one mismatch n ur file dont link up right. second. open 3 to 5 net 30 vendor accounts. u want at least 3 reportin before a bank take ur file serious. third. n this the big one. BEFORE u order anything, ask that vendor WHICH bureau they report to. some hit all 3. some only hit 1. n some dont report at ALL n u just bought office supplies for nothin. ask first. every time. fourth. order somethin small n pay that invoice EARLY. not just on time. EARLY. thats the whole trick. ur paydex at dun n bradstreet reward u for payin early. payin exactly on the due date only get u a 80. u want better than that so pay it bout 20 days early. fifth. let it season. give it 60 to 90 days of clean tradelines reportin before u go askin for store cards or a real business line. big catch u gotta know. this build ur BUSINESS file. it dont fix ur personal. n a lotta the bigger fundin still gon peek at ur personal anyway. so run BOTH lanes at the same time. we cleanin ur personal while ur EIN out here stackin history. by the time ur reports clean, ur business file already aged n ready to go. real talk. most yall sittin around waitin for ur personal to finish before u even start the business side. thats months u throwin away. start the EIN file NOW. it cost u damn near nothin n it age while u wait. where u at in the process right now, u got ur EIN n business bank account already? drop it below n me n my team will tell u exactly what to open next n in what order ๐Ÿ’Ž
Navy Federal Play
I just got my Navy Fed checking & savings account and got my secured card. Now I just need to get the pledge loan.
Navy Federal Play
Buy borrow die method
The Buy, Borrow, Die strategy is a tax-planning approach used by some very wealthy individuals. - You receive a $30,000 business credit card with 0% APR for 12 months. - You spend $20,000 on inventory. - You sell the inventory for $35,000. - You repay the $20,000 before the promotional period ends. - The remaining profit can be reinvested to grow the business. Or switch to such as business lines of credit or equipment loans
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Reactive LLC
you can usually reactivate an LLC, but the process depends on which state your LLC was formed in and why it became inactive. You keep the age of it as well. In most states, reactivating an LLC involves: 1. Filing an application for reinstatement. 2. Filing any overdue annual reports. 3. Paying any past-due fees, taxes, penalties, and the reinstatement fee. 4. Resolving any outstanding tax issues, if applicable.
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12d โ€ขย 
Gems ๐Ÿ’Ž
the credit builder loan that builds installment history from scratch wit money u get back at the end ๐Ÿ’Ž
wassgood fam. droppin a real one for u today ๐Ÿ”‹ most yall got a couple cards n u grindin ur utilization but ur file still feel stuck. heres why. u only got ONE type of credit on there. all revolvin. no installment. n that caps how high u can climb. heres the deal. ur score looks at ur credit MIX. thats havin different KINDS of credit. revolvin (cards) n installment (loans). its bout 10% of ur score. a file thats all cards n no loan is missin a whole lane. u could have perfect cards n still leave points on the table just cause u aint got no installment tradeline. now most yall thinkin i dont wanna take out no loan n owe nobody. u dont gotta. theres a move built exactly for this. a credit builder loan. heres how it work. the bank dont hand u the money up front like a regular loan. they lock it in a savings account in ur name. u make a small monthly payment. like $25 a month. n every payment they report to all 3 bureaus as a installment loan. equifax. experian. transunion. so u buildin payment history AND addin a installment tradeline at the same time. then at the end of the term u get ALL that money back. it was ur savings the whole time. so u aint really borrowin. u savin money n buildin credit at the same time. thats why this move so clean for a thin file. the play step by step. first. pick one that reports to all 3 bureaus. some only hit 1 n that aint worth it. ask before u sign. second. keep the payment small. $25ish a month is plenty. u aint tryna strain urself. third. set it to autopay. a late on this hurt u the SAME as a late on a card. so u never wanna miss one. keep it perfect. fourth. let it ride the full term. dont close it early. u want that clean finished installment history sittin on ur file. at the end u get ur cash back. big catch u gotta know. read the fees before u pick one. some charge a lil admin fee up front. n u only need ONE of these. dont go openin 3. one installment tradeline reportin clean does the job. real talk. this the missin piece for a lotta yall. u been grindin cards n wonderin why u stuck in the 600s. u aint got no installment history on ur file at all. one credit builder loan fix that n hand ur money right back at the end.
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