I’m trying to make this lady my first client she said her mom had an apartment when she was younger and put her name on it and she wasn’t even living there now she has it still on her credit report. Is this fixable?she Already tried to refresh

What’s the fastest way to get some credit history. HRC just cleared all my debts,and want to start building up my score.

I told navy fed that my mom told me that have a grandfather from my dad side that passed away so I wanted to see if I could become a member but I don’t have any of my grandads info cause me and my real dad aren’t close and we don’t talk so I don’t have his info and I don’t know his name or date of birth. That actually worked⭐️ They be asking for date of birth when you tell them they was deceased.

I have a $177 charge off with affirm. Should I pay it off so it can show as payed to the credit bureau and then you guys proceed to get it swept off my credit report?

Say a creditor send all the docs for debt validation whats the next move i can do go attack for inaccuracies?