So, - Transuion (786) is done✅ - Experian (758) just needs to remove 8 inquiries - Equifax (680) needs to remove 2 collections and 2 inquiries. Now I know in a few months or so everything will be cleaned but now I am wondering what’s the next play is? Tryna maximize my funding and stack the right way Right now I got a 2 year old business but no generated revenue but have: - Paydex (80) - Experian (704) - Equifax Business Delinquency Score (483) Once everything is cleaned should I go the business route first or personal? My personal only has Capital one & discover credit cards with a 8 year credit history.

HRC done swept everything off my Experian. Now Transuion & Equifax need to follow. But I have a question, I sent goodwill letters for both accounts that were reporting late payments right before I got them removed by HR team. Idk if that will trigger them to reactivate the accounts if thats possible because the letters didn’t deliver yet.

I got late payments reporting to navy fed that is getting worked on to be removed but wanted to know if I should wait till it’s removed to start my pledge loan with them since it could contradict what the letters being sent out are saying like my information being incorrect.

Wassup family. I wrote a goodwill letter to the creditors. The first attempt was back in January and they had denied me. The second attempt was in April and they had sent my request over to the credit team for review now I am finally seeing results. Also, my AU hitting too on the same day. Boost my score out the 600 range into the 700 range.

So I have had my credit handled by HoodRich & his team for almost a year now and I can honestly say they are working however, I do think it could be a little faster. I know for my file what is holding me back the most is Late/ Derogatory payments & I see people say they got theirs removed in the first couple rounds. I wanted to know has anyone gotten any auto or personal loan late payments removed recently? As for everything else: Transuion & Experian • Hard Inquiries Removed (7/7 & 1/9) • Collections Removed ( 2/2 & 2/2) Equifax • Hard Inquiries Removed (2/4) • Collections Removed ( 0/2)