Hi Guys,
A lot of you are asking for the court documents.
I want to be clear and honest, I was confident going into this case however on reflection i feel that my paperwork was lacking and wrong. I was not prepared for how technical the court got with their communication, i'm dyslexic, i'm not using this as an excuse but when it came to costs, both the judge and barrister went over my head with their conversation with numbers and brackets etc to work out the costs, from what i remember the barrister was something like a band A so costs should be higher.
I've attached the court letter stating it was on the small claims track, I was the claimant and put in 5k claim. They were the defendant looking for the initial free of just under 10k, interest at 4.3% totalling just under 5k then they submitted costs for 20K.
Ive attached mine and their court bundle, their court bundle is easier to read in a pdf document, i've also included their skeleton argument which i got the day before court, their case law and authorities.
I have 14 days to pay the 23k costs, and unfortunately i'm considering it because i cant afford a CCJ due to it messing up my partners future plans. She's been there for me throughout all of this and i feel to selfish if i now impede her. I'm luck enough to has assets to sell (Car and Caravan) which i believe should settle this.
Obviously this is a massive blow, but i'm worried that if i try again i could end up with 50K debt to owe and honestly that terrifies me.