17d ⢠General discussion
đ¨ Industry Rocker: âShadow Lending Stress Testsâ đ¨
Most investors think a deal is solid if it passes their own stress test (interest cover, 25% voids, etc). But what they donât know is that UK lenders have been running shadow stress tests since mid-2024 using AI models that factor in regional energy costs, council tax band risk, and even flood-zone insurance volatility.
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đ¨ Industry Rocker: âShadow Lending Stress Testsâ đ¨
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