🚨 Industry Rocker: “Shadow Lending Stress Tests” 🚨
Most investors think a deal is solid if it passes their own stress test (interest cover, 25% voids, etc). But what they don’t know is that UK lenders have been running shadow stress tests since mid-2024 using AI models that factor in regional energy costs, council tax band risk, and even flood-zone insurance volatility.
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Wishbone Properties
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🚨 Industry Rocker: “Shadow Lending Stress Tests” 🚨
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