I met with a friend recently who told me they’ve gone all-in on a few covered call ETFs. The appeal is clear — they can generate steady monthly income by writing options on top of a stock or index position. For income-focused investors, that regular cash flow looks attractive, especially in sideways or choppy markets. Just wondering if others here have looked into this or are doing the same? Right now I’m focused more on growth, but I like learning about new strategies so I can potentially allocate a portion of funds toward it later when it makes sense. My friend is reinvesting everything back as he's still young --- but with a good account size, I heard this can really be a great option for those who want to be hands-off.

I did a deep dive on Target. I hope this can add value to those who own or interested in Target. Is a Target a buy here ? Or are we catching a falling knife ? Is the new CEO Michael Fiddelke in February 2026 going to reignite the Revenue and EPS growth going forward? Stock : __Target _____ ticker : __TGT Does TARGET has a strong economic MOAT ? No Do I understand the business? Retailer sell merchandise via 2000 stores (80.4% revenue) and digital channels (19.6%). Products lines: everyday essentials (food&confection), HBA, clothing, household items and differentiated discounted prices. Most of its stores are larger than 170,000 square feet. Its digital channels at Target.com also offering sale and revenue. Competitors: Many !! ie Costco, Walmart, Amazon, etc and many clothing retailers Company History and Leadership: Brian Connel (current chair&CEO) leaving position, Michael Fiddelke set to take over as new CEO on on February 1, 2026. Michael F ( cfo, coo >20yrs in company experience)- goal to drive top line performance and stop the decline is yet to be seen.Target has experienced mixed financial results in early 2025, including a sales decrease and stock volatility. The leadership has also encountered criticism and boycotts related to diversity and inclusion initiatives. >400,000 employees. Target's financial performance has recently declined, with falling sales, lower operating income, and decreased comparable sales in its second quarter of fiscal year 2025 compared to the previous year. The company is facing challenges such as lower store traffic, inventory issues, and a customer backlash that began in late 2021, leading to a significant drop in its stock price and a stagnation of annual revenue for the past four years. In 2023 9 stores closed due theft. Retail shrink is high. How are their fundamentals? · Market cap: 40.05Billions compares other peers ie Walmart 815.86B, · Revenue: 104.65B Revenue Growth rate 2% - forecast to grow slower than US market of 9.7%

With 60x growth in last 5 years and PE of high 50s, do you think NVDA is overvalued? yes by many models but my gut says it can still make 5x in few years from here .. certainly my hold for long term investing. AI First story has just started and we have huge potential in front of us. What’s your opinion?

A recent comment from Elon Musk on AI: "I now think @xAI has a chance of reaching AGI with @Grok 5. Never thought that before...." What is AGI? AGI = “general-purpose AI.” It could learn any intellectual task a human can, across subjects from math to cooking to law to trading; and adapt without needing to be retrained for each new thing. AGI would have flexibility and reasoning abilities similar to humans, while today’s AI systems are still very specialized. Fun times ahead!!

Found another another strong one that I've added to my watchlist. Revenue and EPS growth rates have been consistently high and price just surpassed all time high again. There's no overhead resistance and so this one could continue to go up. Price looks extended presently and so I'm I am waiting to see what happens. Would like to see it consolidate a bit to absorb the recent upward move and will aim to enter at the next breakout, if it happens. Also checked the institutional interest — almost 70% owned by funds, over 84% of the tradable float locked up, plus 18% insider ownership. These numbers seem good to me and if institutions keep adding, this could continue to push it up.