Next week, we got GDP, interest rate announcement These major market mover events can be concerning to long term investors and retirees. That's why I hold 20%+ cash in the portfolio I even have an inverse position as a hedge in case the market goes down (around 10%). This means this position would go up when the market is going down. This means 30%+ of my portfolio is used a cash or hedge. This is the flexibility when it comes to anticipating a bear market and preserving capital. Similarly, I am about to launch my first fund on August 1 2026. https://branchpointfunds.com/ It uses a similar strategy - long, cash, inverse in our machine learning fund - for retirees. For private hedge fund, SEC reserved for US investors with net worth greater than $2.7M. If you qualify, you can watch the presentation here: https://branchpointfunds.com/ If not, that's where you would want to learn the strategy yourself through Investing Accelerator and our weekly coaching calls. Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com Whether or you are retiring with $50K, $100K, $300K or more, it is important to figure out the right strategy for you. For people with lots of capital, they can afford to throw it all into CDs / GICs and earn a low 2-3% return. However, if you are looking to generate cashflow with a few hundred thousand, then you would need to look deeper You need to find a more capital efficient strategy and still achieve your target monthly cashflow (for retirement or simply working less) In Investing Accelerator, you will learn two strategies: First, we focus on buying options to buy discounted stocks to multiply our profits for long term gains (Here's the sample module of Investing Accelerator - Free Chart Course: https://5mininvesting.com/free-chart-course)