As the market is bouncing up and down, I am taking some time to review my strategies (including my hedge fund) to ensure all the inputs are in order. This year, the market is quite choppy which some people who are very successful (semiconductors) while some laggers (e.g. Microsoft) are now catching up. When it comes ​to the monthly passive income strategy, we focus on placing one trade a week and this is usually independent from what the market is doing most of the time. So the return for the monthly passive income strategy picks (once a week): ​​+43% year to date. Trades in total: 18 Win trades: 14 trades + Open trades 3 trades Loss trades: 1 (We lost on QQQ expiring 8/7/2026 once as we closed early anticipating a pull back. It would have been a win if we held till August but I anticipated the market going down instead of up) This is within my expectation of a win ratio between 80-90%+ The monthly passive income strategy is available in Investing Accelerator where you can follow my trade examples once a week. It is an option strategy for those want to learn. We focus on covered calls, cash secured puts and mainly vertical spreads. One student made $600K from a $1M IRA portfolio in the last 12 months using the monthly passive income strategy exclusively Cheers Eric -- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com Whether you're retiring with $50K or $500K, the right strategy depends on how much capital you're working with. Investors with millions can often live on conservative investments like GICs or CDs. But if you're trying to generate meaningful monthly cash flow from a few hundred thousand dollars, you'll likely need a more capital-efficient approach. That's exactly what we teach inside Investing Accelerator. You'll learn how we combine long-term investing with an options strategy designed to generate recurring cash flow from companies like Apple, Microsoft, Visa, and Mastercard—using just one trade per week.

On Wednesday, Fed decided to increase the interest rate to 4% to fight inflation. While my previous forecast was holding the rate, Fed is making the right move early as we already know the oil price in September is over $100. Why did the market go up? "Markets appear to be taking comfort from the fact that the Fed is tightening into an economy that remains relatively resilient, rather than one that is already showing significant signs of deterioration" We will talk more about this during the weekly coaching call this Friday in Investing Accelerator. (VIP: https://5mininvesting.com/latest-call/)​​​​​​​​ ​Now, before Fed's decision, the market was going down The natural human's reaction is to react and sell - or buy a hedge position (which we may consider next week) However, my investing strategy requires us to follow through and see at least the Thursday / Friday closing price ​This is why we need to hold and follow through to get the complete data first before taking on an inverse or hedge position. This is where we, as investors, need to battle against "our mind observing this week" versus the data we collected over years (and statistical advantage). Only one of them is repeatable.​​ Now as of Wed overnight, the market bounced back up overall (which is a positive sign). ​So we will observe the rest of Thursday and decide whether or not the long term portfolio requires any change during the coaching call this Friday (VIP: https://5mininvesting.com/latest-call/)​ Cheers, Eric --- Eric Seto, CPA, CIM ex-KPMG Auditor and Lecturer Founder of 5MinInvesting.com 📚 Here are the Monthly Passive Income resources: 💰 1. Latest Monthly Passive Income Trade If you want to follow my Monthly Passive Income trade once a week, you can find the latest trade here: https://5mininvesting.com/latest-mpi-idea/

Hello everyone: Still font know ehere ypu link in for weekly coaching calls.....

August was my first full month managing a hedge fund. Managing a fund feels very different from investing your own money. I've been investing for over 17+ years. I've built models, studied markets, taught investing, and made plenty of good and bad investment decisions. But when you're managing other people's money, every decision feels different. There's a different level of responsibility. Lesson #1: You have to trust the process Our strategy makes a decision once a week based on our machine learning model. During August, we had a bearish decision that went against us. That's not great. Because when you're looking at the market every day, there's always a temptation to say: "Maybe I should change something." "Maybe the model is wrong." "Maybe I should get out." If I override the model whenever I feel uncomfortable, then I'm no longer following the strategy I spent years developing. My job isn't to make every trade work. My job is to execute the process consistently. Lesson #2: Four weeks mean almost nothing After one month, we have 4 weekly decisions. That's a small sample size. As investors, we naturally want immediate feedback. We want to know: "Is this working?" But investing doesn't always give you that answer quickly. Sometimes you need 10+ decisions before you can start separating the quality of the process from short-term randomness. This means a good strategy usually takes around 1 quarter - 2 quarters to start reflecting its return. Lesson #3: Your emotions don't disappear This might be the biggest surprise. Having a quantitative model doesn't make you emotionless. You still watch a position move against you. You still wonder what the market is going to do tomorrow. You still experience uncertainty. The difference is that the model gives you a framework for what to do with those emotions. Instead of reacting to every market movement, I can come back to the same question: What does the data say? Follow the data. This is a useful lesson even if you never manage a hedge fund.

The market is stable on Monday for now. So my previous forecast for Google is that it will bounce between the Bollinger Bands, and that's how the price is behaving currently. Momentum is becoming positive which is a good sign. This should give us a win probability of 88%+ using the calculator in Investing Accelerator. As Fed will announce its interest rate decision this Wednesday, we want to choose discounted stocks for the monthly income trade - GOOGL - Net credit premium: $1.2 per contract pair ($120) - Capital needed per contract: $1,000 - Target +12% in 39 days Link to the exact trade (requires Premium plan or above): https://www.skool.com/invest-retire-community-1699/classroom/d1ec5e15 As we are approaching earnings season, we generally want to find stocks that are as stable as possible while still generating a decent amount of income from it. If you don't have the Premium plan currently, you can upgrade here before early bird pricing expires: https://www.skool.com/invest-retire-community-1699/plans Cheers, Eric Seto, CPA, CIM