My card got restricted after multiple failed bookings on Capital One Travel. That pattern looks like fraud, especially for NRAs. What happened: - Fraud team asked for US ID → I explained I’m NRA - Uploaded passport + local ID (this alone didn’t fix it) - They called back and went deep: Which hotels? Prices? Exact room types? I couldn’t remember everything, had to call back prepared. They’re not just verifying identity, they’re matching your answers to transaction data. If you don’t align, you risk shutdown. Result:Answered accurately → restriction lifted. Takeaways: - This is behavioral verification, not just documents - Your activity becomes your “password” - Travel bookings + multiple attempts = high risk - NRA = stricter scrutiny Advice: - Don’t spam retries - Keep track of what you’re booking (including room category and price) - Prepare before calling fraud team

I tried opening Bank of America before and it didn't work. Couldn't verify me online, they asked me to go to a branch with 2 forms of ID. This time I try again. And it worked. What I did: I opened Advantage Plus Banking and Advantage Savings. During the application, I selected U.S. resident alien even though that's not technically my status. The account opened instantly - well, it went into review first, and after about 1 hour I got the approval email. No identity verification was asked this time. I also applied through the USD 500 cash bonus offer. The only thing I changed this time: I applied from my desktop using the Classroom setup with the USD 1 data proxy.

I was trying to get the promotion for opening a Capital One checking since I already have a cc with them but every time I get to a screen saying: we need to verify your identity, and then a follow up email with verify your identity to open your new account' however they only accept US issued gov ID's on that platform

Hello everyone, Has anyone here successfully open a Chase checking account or credit card by using Tello or some kind of insurance policy as proof of address? I have brand new BofA and Wells Fargo checking accounts but i can't generate bank statements as they are too new.

What are the risks of using your card internationally, I see for banks like Capital One its a firm no, but what of for AMEX, just got the BCE and I'm scared of shutdown. I use Capital One strictly for U.S so no issues yet.