Here is the meeting link for this Thursday The meeting has been swapped to ONLINE only. It will start at 6pm and finish 7.30pm sharp so you can all get off to watch the match. https://teams.microsoft.com/meet/3705945527633?p=7NxHMxFj2k81etHV8j

Head over to the Classroom section to watch (or in David's case listen) to the talks from our recent event. HERE

I was amazed by my new insurance premium for an upper Tyneside flat. I an pretty sure that we are the Leaseholder, and think that the owner of the flat below is the Freeholder. The reverse is also true. Quite a few of the insurance brokers asked if we were leaseholder or freeholder - but I believe we are both. Am I correct that I ought to be insured as a "block" with I assume that will be with the owner of the flat below. How could I get round this if they refuse to enter into a "in common" payment for the block.? An I also correct that they are to be treated as "a block"? In the past I just gave a re-build price, and they seemed happy with that. Have I jast been doing it all wrong all these years or is this to do with a change of legislation as one or two of the brokers told me. Thanks in advance, Simon

Those of you who have been at our meetings or heard @Martin Wardle talk about these schemes will not be surprised to hear that HMRC have issued a notice that these schemes do not work! Particularly the use of a LLP to then be changed into a Limited Company to avoid CGT' If you have been advised by any of the "Guru's" to use a scheme I would advise you to seek professional advice asap before HMRC hit you with a raft of fine, interest and charges! Martin would be a good place to start!! Read the full article below. HMRC warns landlords off CGT avoidance schemes and closes loopholes

@Bruce Haagensen and me spoke at the Newcastle Landlord event recently. The site for the event is here - Newcastle Landlord Event On there you will find a summary of the day but also mine and Bruce's slides!