I was amazed by my new insurance premium for an upper Tyneside flat. I an pretty sure that we are the Leaseholder, and think that the owner of the flat below is the Freeholder. The reverse is also true. Quite a few of the insurance brokers asked if we were leaseholder or freeholder - but I believe we are both. Am I correct that I ought to be insured as a "block" with I assume that will be with the owner of the flat below. How could I get round this if they refuse to enter into a "in common" payment for the block.? An I also correct that they are to be treated as "a block"? In the past I just gave a re-build price, and they seemed happy with that. Have I jast been doing it all wrong all these years or is this to do with a change of legislation as one or two of the brokers told me. Thanks in advance, Simon

Does anybody know of a good, reliable rent guarantee insurance company with a proven track record? Thanks.🙂

Good morning! Can anyone give me or point me in the right direction to an accurate, easy to use, template for calculating CGT. I have followed the HMRC calculator and compared this with my accountant's worksheet from last year and can't quite assimilate the two. This year I will have a higher amount to pay as I've sold three properties recently and I very much don't want to overpay. TIA.

In all the years I’ve owned property to date, I’ve never had to sever notice on tenants 👍, we just come to an amicable agreement & they move on 👍. I’m just drafting a new ASTA from NRLA site & completing section 7 re serving notice & it states that if I need to I will send by 1st class post, great but dated IMHO. I always setup WhatsApp groups for all new tenancies & we communicate through that including issues/concerns/fixes/leave dates etc. Is this not a viable alternative option?

Hello, I’m just after some advice on correctly serving a section 21 notice to ask tenant to leave as need to sell the property. Do they need to be given the most recent “how to rent” guide at point of serving notice, even if they were provided one at start of tenancy? I’ve had conflicting information and want to get it right. Thanks for any advice on this. Sinéad