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Welcome!
Hi everyone! Hello and welcome to the GB Landlords community! Please use this as a place to learn, share tips and ideas, raise awareness and generally help improve all of our property businesses. We will be adding more as we build but meanwhile head over to the classroom by clicking the menu at the top of the page to see the recordings of the talks from our events. If you're new here, start off by commenting below to introduce yourself. Alternately start a new post and ask the community a question!
Snapshot of the latest Bridging and BTL/MUFB/HMO term mortgage rates
Hope all is well! I have posted the below which shares a snapshot of the current bridging and BTL term rate landscape, including a table of example rates and products currently available to property investors. This is something I’m asked about every single day, so I’ve pulled together a concise market view. I’ve also included some thoughts on how lenders have been reacting to the recent Middle East crisis, including the noticeable trend of product withdrawals and rate increases across several institutions. If you’re exploring finance or refinancing options and want clarity on what’s achievable, feel free to reach out. I work with over 250 lenders, so there’s usually a solution even in a shifting market https://www.linkedin.com/posts/sanjaymajithia_propertyinvestment-bridgingfinance-buytolet-activity-7439249111339577346-c-On?utm_source=share&utm_medium=member_desktop&rcm=ACoAAAAKQdQBX3uEqesUwamlbdpLMvMXwWbgaSA
Welcome to our new members
Welcome to GB Landlords platform. Take some time to explore it and look in classroom at the recordings of our meeting presentations. There may be something useful for you there. Why not take a minute to introduce yourself and say a little about yourself and experience as a landlord and what you hope to get from being part of the ever growing quickly, GB family!
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Renters Rights Act - Database
I have just been reading about the database and thought I would flag a concern for everyone. Once you enter your personal address on there it seems it will remain there even if you cease to be a Landlord! So my advice will be proceed with caution! It may be that HMRC or councils start to access the information for their use or Tenants who want to track you down because they were unhappy about something. So perhaps consider using a different address but one that you would get any communications from or your agents address. Full article below https://www.property118.com/putting-your-home-address-on-labours-public-landlord-database/
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Renters Right Act
Just a quick reminder to people who have served or are thinking of serving a S21 before the end of April. The government have issued some guidance on what you can do but the important point is that Legal action under the S21 or S8 must commence by the 31 July 2026 or 12 months from date of issue! So dont think you have 6 months or more before you need to apply to the courts! The link to the Government document is below https://www.gov.uk/guidance/renting-out-your-property-guidance-for-landlords-and-letting-agents/giving-notice-of-possession-to-tenants-before-1-may-2026?utm_medium=email&utm_campaign=govuk-notifications-topic&utm_source=5c4617e7-340d-42a3-86eb-195742a1f2c3&utm_content=immediately
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