@David Zimmerman In DeFi we can’t borrow against our real BTC. So I had to swap my real BTC for cbBTC in order to borrow against it. That was mentally a huge hurdle. Now DCA in cbBTC and use that as collateral to borrow against it on Kamino. I would love to explore options where I can borrow against my real BTC. A friend of my uses Lendl.