Ok so I didn't win, but I certainly didn't lose. And heck, I learned a lot. I think I said in my other post, at some point you gotta test your steel. Nothing like doing that on your tod vs 3 legal solicitors representing the scum of the earth. Fun and games I tell you! My biggest learning is, you GOT TO GET THIS SHIT IN TO CHANCERY. Peter has said since the beginning of time "they just don't get it in Country Court". Living proof... the judge was honestly very nice, reasonable, not at all corrupt, and helped me out at the end, but was focused on debt and accepted the NOA as what was needed in law to satisfy a debt transfer, negating GDPR and DPA concerns. I have some thoughts on how we might move forward as a movement, but will share once I get council. I must repeat though, I honestly don't think, apart from experience, you're going to get anywhere with a vs DCA claim in county court. I was absolutely on point with bringing the discussion back to legal title/DOA etc. but the defendants and Judge... kept taking it back to debt, NOA and 136 property act. I'll give my recollection asap as to how things went down, I made a lot of notes so should give a reasonably accurate recall. Side note: the DCA tried their scumbag tactics at the end and tried to get costs, claiming I saw something on Tiktok and used templates, was vexatious, and unreasonable... I was 134% ready to fire back 🤯, but didn't need to, the judge completely and I mean completely shut them down, killing their referenced claims to costs and completely dismissing them as borderline ludicrous! So... nice judge, just couldn't see GDPR! 🤷🏿‍♂️

Week 145 of my ongoing Octoplasm Complaint 😂 1. Nothing, absolutely nothing I've done or said before has got them as rattled as getting in touch with Greg Jackson, their CEO and then copying him in on absolutely everything that his brain dead employees send me or that I send to them - email greg @ [email protected] - says so on his own complaints page that he 'welcomes' anyone getting in touch, if he doesn't reply then one of his managers will asap. 2. Open a complaint - get a complaint number - this stops the 'dunning process' which is the debt collection process used by all the scum bags - so stops the 💩 and any threatened enforcement etc until the complaint is satisfied - they have 8 weeks but as you can see I'm on week 145 😂 complaint hasn't been closed and every time they re-start the dunning process they're in the 💩 again and have to stop 👍

Hi guys, Think i'm going bankrupt.....solely because i cant afford to fight these bastards! I'll still stay on the group but i've had it. I dont want this affecting my health. I'm about 20k in debt and i dont fancy the courts costs in everything i'm fighting. My age is another factor....i've had enough! Will still be at the meetings and will find cheaper ways of avoiding these arsehole in the future after bankruptcy. They dont even want you on that for long either, dischargrd after a year. They must have mega thinktank people working out how to scrrw you every way they can!

Hi. I send a DSAR to debt recovery plus for my daughter as they are harassing her for parking eye parking fine.. I wrote it as if I was her and she signed it. I got this reply. I don’t get it. How is she a third party? They said “ thank you for your correspondence requesting a formal subject access request (SAR) As you are a third party, we require authorisation from the individual our letters are addressed to in order to discuss the matter with you. Authorisation can be provided via any preferred contact channel and must be provided directly from the data subject. Once the requested information has been received, we will be able to assist you further. Yours sincerely Customer service team Debt recovery plus. I can only presume that they are referring to her strawman as they sent their letters to MISs EVE MULLINGS

Got these today so if Jacob’s have decided they can’t enforce the existing debt it would follow that they won’t be able to enforce any future debts. The previous 4 years’ accounts have also been sent back to council. Yey. I have sent a lovely email to Council’s solicitor reminding her there’s an ongoing court case against council and suggested she put a hold on my account unless or until they can produce a court issued LO. I’ve done a default judgement application because of late acknowledgement and the defendant then submitted their defence and acknowledgement so I’m doing a strike out application on grounds of abuse of process, not complying with protocol and have no reasonable chance of success. CPR 3.4(2). (a)(b) and (c). Can’t remember the exact wording lol. I got 2 notices of hearing from B&PC for me to serve on defendants from when they transferred the cases to county court and I applied to have the order set aside. The hearing for those is at B&PC Manchester on 15th October at 2:15 pm if anyone wants to attend. And to top it off I have received papers with a claim against me from the solicitor I’m claiming against who are acting for Stellantis car finance without legal authority. Further proves unconscionable conduct which will be going into my strike out application. I’m knackered lol.