Recently, the market has been going down and I am sure a lot of us are sad. Here are the 4 things that make me happy (and grateful) but money can't buy Let's start with the obvious one 1. Spending time with my kids - I have one boy and one girl. Currently, they are the youngest they will ever be. Nothing beats spending a day with my kids at the park. ​​It's not something I can buy even ​​if I have 100 million today. 2. Enjoying food with great health - ​There are things I like to eat today that I might not be able to eat later one - Hotpot, Spicy food. Some exotic things which require me to have good health. ​​My favourite thing to buy is food. But we all need great health to enjoy A5 Waygu to its fullest. Lightly seared with sprinkled salt and pepper on top. 3. Playing video games with peace of mind - You buy a game but it doesn't mean you would have time to play it. Other than making money, it s important to dedicate time to the things you love - whether that is video games, painting, exercising or yoga. I like to play ​video games when I have faith in my investing strategy 4. Market performing as my investing strategy predicts - We all know the market goes up half the time and goes down half the time. I feel at ease when my model accurately predicts the market movement. It is not necessarily about making money from the market but having the ability to create a reasonable and reliable forecast of the market which gives me peace of mind to profitability.​​​​​ ​Money only offers you scale for your investing strategy but it doesn't make your strategy profitable.​​​​​​ Cheers, Eric ----- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In April, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year.

As we are aware, Trump is actively trying to crash the market. So what ​can we do? 1. You believe this is a major crash - then you would exit and hold cash 2. You believe this is a minor crash. (FYI - this is by no means easy to do) If you already invested and you don't have any cash remaining, then you just sit it out. It is possible to take more risk and reallocate to companies with a deeper discount but usually that will require you to have quite a high level of investing knowledge. Here's an easy pick for you - MSFT If you have cash on the side, start entering. In Investing Accelerator, we enter incrementally as we see the bottom forming. We know we wouldn't get in perfectly so that's why you need to do this incrementally as you have multiple tries. In the previous weeks where the market was crashing, I was getting in and out of the market holding as much cash as possible. As for right now, I still have only less than 50% of the capital deployed. This means if the Trump recession is only a temporary one then it is a good time to buy "soon".​ Cheers, Eric ----- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In March, my goal is to help 15 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year.

For monthly passive income, all the trades placed will have expired with full profit by Feb 28 ​SPY +7% in 53 days QQQ +10%​ in 46 days ​ It is important to understand the advanced monthly passive income strategy works for a bullish, sideways, and a slightly bearish market. So even though the market went down for February (as of Feb 28), we are still able to capture and keep a decent return. We focus on placing one trade a week (and you can copy / follow my trade once a week as well). ​​​​​​​​​For March, there are a few trades that we need to watch closely in case we need to put our risk management plan in place. However, for now, I think those trades will be okay.​ Cheers, Eric ------ Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In March, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year. During the call, we will map out exactly how you can achieve 30%, what you are lacking, how you can improve. If you have any questions about the program, you can ask during the call as well. Schedule a call here: https://bit.ly/48mJlgR Remember to go to the Classroom tab for additional investing resources. (If you want to be a shareholder of Investing Accelerator and get 20.5% dividend (monthly distribution), $200K investment would be $40K in dividends per year. you watch the investor presentation here: https://bit.ly/3CKVp0R)

When you join Investing Accelerator, you will learn 2 strategies: 1) How to 2x your gains using stock options 2) How to generate $10K a month using $300K As for which strategy you would use, it mainly comes down to personal preference I don't think there's an one size fit all answer but here is what most people choose and why. 1) 2x your gains When the market moves up 10%, your portfolio goes up 20% This is a matter of buy and hold options / shares that gives you such return You are growing at a rate which is faster than the market by 2x (and can even be 3x) There's no limit to how much you can make as the market can go up 100% in one month (even though that is rare) In other words, this is an unlimited gain strategy People who are far away from retirement and have the risk appetite would prefer unlimited gains 2) $10K a month using $300K (consistency) This strategy is about monthly income. It's about consistency It is about knowing that if you invest $300K, you would get $10K at the end of the month The market might move up 100% - but your gains are still fixed at $10K a month. Most people who use this strategy are usually much closer to retirement and need to generate a steady income stream ASAP. ​They might not have enough capital to retire and withdraw 4% yearly. Instead, they need to take out 3% a month (30% per year) ----- After studying, deploying, and using both strategies, I find that the monthly passive income strategy is a lot more relaxing Yes - 2x gains is great but you wouldn't be able to predictably live off that. I believe your ability to generate passive monthly income is the key to financial freedom. Cheers, Eric ----- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In March, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background.

My mom decided to go back to Hong Kong after many years of being absent. She got the chance to reconnect with her friends and family and had a great time in the process. Nothing brings me more joy than giving my mom an allowance to go splurge and enjoy her retirement. Meanwhile, while she was on vacation, I started to invest $107,000 out of $500,000 in AMPI (advanced monthly passive income strategy) starting in December. This investment yielded her 4.82%, which amounted to $5,191.21. Additionally, I invested another $100,000 out of the $500,000 in December to become an angel investor in Investing Accelerator. Within a 30-day period, this investment yielded 1.7%, generating $1,700. So, starting off the year, we generated $6,891.21. $207,000 / $500,000 is now invested. The remaining $300,000 will be invested in a combination of index funds for long term, and we are currently waiting for the right time to slowly enter the market. My goal for my parents for 2025 is to generate a monthly income of approximately $4,000 to $6,000 + $30,000 to $45,000 in unrealized capital gains annually from the $500,000 investment. Both my parents are planning a trip to Japan this summer, including a cruise back to Vancouver in July. Stay tuned for more updates. If you are interested in learning more - then click here to watch the Investing Accelerator free case study: https://5mininvesting.com/value-video-2-0/ Regards, Michael Leung Team @Eric Seto