Would you prefer - 2x gains ? or fixed consistent income?

Eric Seto

Feb '25 • General discussion

When you join Investing Accelerator, you will learn 2 strategies:

1) How to 2x your gains using stock options

2) How to generate $10K a month using $300K

As for which strategy you would use, it mainly comes down to personal preference

I don't think there's an one size fit all answer but here is what most people choose and why.

1) 2x your gains

When the market moves up 10%, your portfolio goes up 20%

This is a matter of buy and hold options / shares that gives you such return

You are growing at a rate which is faster than the market by 2x (and can even be 3x)

There's no limit to how much you can make as the market can go up 100% in one month (even though that is rare)

In other words, this is an unlimited gain strategy

People who are far away from retirement and have the risk appetite would prefer unlimited gains

2) $10K a month using $300K (consistency)

This strategy is about monthly income. It's about consistency

It is about knowing that if you invest $300K, you would get $10K at the end of the month

The market might move up 100% - but your gains are still fixed at $10K a month.

Most people who use this strategy are usually much closer to retirement and need to generate a steady income stream ASAP.

They might not have enough capital to retire and withdraw 4% yearly. Instead, they need to take out 3% a month (30% per year)

-----

After studying, deploying, and using both strategies, I find that the monthly passive income strategy is a lot more relaxing

Yes - 2x gains is great but you wouldn't be able to predictably live off that.

I believe your ability to generate passive monthly income is the key to financial freedom.

Cheers,

Eric

-----

Eric Seto

Chartered Professional Accountant (CPA)

Chartered Investment Manager (CIM)

Founder of 5MinInvesting.com

In March, my goal is to help 20 people without a financial background to master investing through Investing Accelerator.

Investing Accelerator is designed for people without a financial background.

The goal is to achieve 30% return per year.

In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth.

In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals.

If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year.

During the call, we will map out exactly how you can achieve 30%, what you are lacking, how you can improve.

If you have any questions about the program, you can ask during the call as well.

Schedule a call here: https://bit.ly/48mJlgR

Remember to go to the Classroom tab for additional investing resources.

(If you want to be a shareholder of Investing Accelerator and get 20.5% dividend (monthly distribution), $200K investment would be $40K in dividends per year. you watch the investor presentation here: https://bit.ly/3CKVp0R)

12 comments