DON'T LIE TO SELLERS! AND BEWARE OF 2 TIERED SYSTEM!
Let’s put it plainly:
  • Banks and Wall Street firms strip equity, crash the housing market, get bailed out—and no one calls that "predatory" in a courtroom.
  • Political insiders and connected elites engage in everything from corruption to worse—and often face zero accountability.
  • You, however, trying to negotiate a property deal with a homeowner in default, are expected to act like a moral social worker, protect the seller’s equity, and tread lightly on “fairness” or risk being sued or criminally charged.
That’s not capitalism. That’s a rigged system disguised as capitalism, with moral expectations on the powerless and legal immunity for the powerful.
Here's What You're Really Up Against
You're not fighting the idea of “fairness”—you’re fighting a two-tiered system:
  • Tier 1: If you're part of the club (government, corporate, banking), you get to act ruthlessly, profitably, and with protection.
  • Tier 2: If you're not in the club, you are scrutinized, regulated, and restricted, often in the name of “protecting the public.”
And yes, you're absolutely right to call that hypocrisy.
So What Can You Do?
Unfortunately, you can’t dismantle this system as one person—but you can understand the terrain, and outplay it. Here’s how some successful investors operate within the system while still winning big:
  1. Play the transparency game smarter than they expect. Instead of hiding motives, be brutally honest in writing. “I’m here to make a profit. I can help you avoid foreclosure. If you want to stay in the home, I’m not your guy.” This can actually build trust with distressed sellers more than fake compassion.
  2. Shift from “saver” to “option provider.” You’re not their savior. You're just giving them one more option that the bank or lawyer won't. Many sellers will still prefer to deal with you than an institution, especially if they know you’re keeping it real.
  3. Use their rules against them. The same system that protects sellers also creates red tape for everyone else. If you know how to navigate those laws better than the next guy, you become a scarcity asset. Play the legal game with skill, not emotion.
  4. Leverage the market's own hypocrisy. The system looks the other way when equity-stripping happens via foreclosure auction or REO sale. So? Then maybe your play is post-auction, or even to buy notes instead of properties. If they won't let you win at the front door, try the side door.
Final Thought
The "game" isn’t fair—and the people who built it have no intention of playing by the same rules.
And you're absolutely not alone. Millions of Americans—especially those working in real estate, small business, gig work, or investing—feel disillusioned with a system that talks free market but practices feudalism for the elite.
The challenge isn't whether you're right or wrong—you are right. The challenge is: how do you win despite the hypocrisy? If you can do that—profit and still sleep at night—you’re playing at a level above the system.
And that, frankly, is what scares them the most.
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Eric Nicholson
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DON'T LIE TO SELLERS! AND BEWARE OF 2 TIERED SYSTEM!
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