I just spent 3 days (7 hours a day) at a big real estate event and here’s what hit me. They broke the whole game down into 3 roles: Finder The dog on the bone. Calling homeowners, chasing FSBOs, digging through every crack in the market trying to find real deals at 60 cents on the dollar. Their job is to feed the Operator. Operator The flipper. The one in the chaos. Hiring contractors, buying materials, lining up the money, paying everybody, dealing with inspectors, buyers, lenders, drama, delays, all the shit that has to be handled just to get one house sold. Funder The money. Private lender comes in, looks at the numbers, decides yes or no, wires the funds, and then goes back to their life while the Operator sweats it out. When the deal closes, they get paid and look for the next one. Everyone in that room—attendees and coaches—kept pointing to the same “endgame”: 👉 Be the Funder Be the Funder Be the Funder And I’m sitting there thinking: I’ve been doing a version of this for 20 years… but louder. Because the note business is the Funder on steroids. We’re not funding one or two flips, getting cashed out, then letting our money sit around hoping for the next “good deal” to come along. It's also a race to the bottom. The operator is always looking for the cheapest money. Why borrow at 12% when I can get it for 7 or 8 or 6. Those are crap numbers. As note investors, we buy the paper. We buy groups of deals. We control the income stream. We work them out, restructure, modify, foreclose when we have to, and get paid from multiple directions. Some notes pay my retirement accounts for 20 years tax free! My family business can comfortably work 5–6 deals at the same time. Any more than that and yeah, we start to go a little bonkers—but in a good way. That’s leverage. That’s control. That’s being the Funder with way more options than a one-off flip. If you’re tired of only swinging a hammer or chasing leads and you want to see how the “Funder on steroids” side really works, drop a 🔥 in the comments or message me “NOTES” and I’ll walk you through how this model actually builds long-term cash flow.

Are these the ideal investments for retirement? I used to trade my time for dollars but I knew there was a better way. I started reading everything I could which took forever (back in the day). It really started to click for me when I got new friends. My old friends had no desire to become wealthy. Sure they all wanted a million dollars but were not comfortable stepping out of their comfort zone of punching that clock for that "steady paycheck." My new friends talked about positive cash flow interest rates financial calculators and internal rates of return infinite return Wow! It was a whole nother vocabulary a whole nother world and I had to become another person. I remember the first time I introduced myself as a real estate investor. I felt uncomfortable especially when they asked how many properties I owned. Oooops! If you are interested in rentals please comment below!

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When I started out in real estate investing, I was working my 8-5 job as a machinist. I would come home exhausted and had no time to look for properties/deals so I made a commitment to wake up at 5AM and spend that time quietly reviewing all of the listings my Realtor had given me. I then made appointments to visit these houses Saturday or Sunday depending on my work schedule. I called these The 5 O'clock Sessions! These sessions allowed me to finally quit my job 6 years later to get into real estate full time. This nice quite time of the morning was my Ticket to freedom! Nobody likes a quitter! My ex coworkers had a real problem with me Abandoning them! I needed to get better friends!

Thanks for joining the first of a Series of webinars on the note investing business! We've been at this 20 years and it is nice to share our discoveries!