Looking back to when I was like 40 years old, I distinctly remember thinking I need to get moving on my retirement plans but I just don't have any extra cash to do anything. Then came the dreaded ...I'll start to do this next ________. Does this sound familiar? Drop me a line below

Every good course should solve a specific problem. Instead of me guessing, I want you to tell me: What’s the #1 problem you want solved next inside Retirement Cash Flow? Thanks for taking the time to answer!

Asset or Liability? 🤔 Most people never get this one simple idea: An asset puts money in your pocket.A liability takes money OUT of your pocket. That’s it. That’s the whole game. 👇 1️⃣ Your house - If it costs you money every month (mortgage, taxes, repairs) and doesn’t pay you… it’s a Liability. - If it’s a rental that sends you cash flow every month after all expenses… it’s an Asset. 2️⃣ Your car - Car payment, insurance, gas, repairs = money leaving your pocket every month 🚗💸 - Unless that car is being used to produce income (delivery, Turo, business vehicle that nets profit), it’s a liability. 3️⃣ Your credit cards - If you’re using them to buy stuff that doesn’t pay you back… that balance is a liability. - Debt tied to cash-flowing assets (notes, rentals, etc.) can be good if the cash flow > payment. 4️⃣ Investments - Stocks that don’t pay you? You hope they go up. That’s speculation. - Notes, rentals, private lending, cash-flow deals? They PAY YOU while you sleep. That’s an asset. 5️⃣ Retirement accounts - A 401(k) sitting in mutual funds, praying the market behaves = 🚩 - A self-directed account owning notes, rentals, private deals spitting out cash flow = real assets. If you look at your life right now… Are you stacking assets or collecting liabilities with fancy names? 👇 Drop one thing in your life that you thought was an asset… but now realize is actually a liability.

Everyone spends so much time trying to take tax deductions to reduce their income but most spend no time investing with their self directed IRA's to accumulate tax free income that has the ability to grow exponentially. Here's an example: You open a Roth IRA in 2026 and contribute $625 per month for the entire year. Starting in 2027 you have $7,500 to invest. Everyone says yeah but what can I do with that tiny amount? You lend it out to someone that needs it. many people need a chunk of money until their next payday. Like Realtors. Realtors don't get a weekly check, they are paid by commission often times with large gaps in between paydays. You lend them $7,000 and in 2 months they give you back $8,500. You continue to make the $625 monthly contributions and you are in business! You made $1,500 from that one loan and pay zero taxes on the $1,500 for ever! If you do that 3 times in one year that would be $4,500 in tax free profit off of a $7,500 seed money investment! I hope you can see the potential to grow this thing into a monster in 5 or 6 years.

50 Year__________________________________________ 30 Year --------------------------------------------------------------------------------------------------- Purchase price $420,000_________________________ $420,000 Down Payment $42,000__________________________ $42,000 Mortgage Amount $378,000______________________ $378,000 Number of months 600___________________________ 360 Interest Rate 7%__________________________________ 7% Monthly payment $2,274.38_______________________ $2,514.84 👉Total Interest $986,642____________________________ $527,346 👉Interest after 8 Years $209,598_____________________ $201,844 I did this over 8 years because the norm is, people churn out of their financing every 8 to 10 years for various reasons. I realize that if the 50 year carries a higher interest rate then the whole thing blows up! So, to save $240 a month is it all worth it? Please drop a comment below. (After typing this and calculating this manually I could have had AI Spit this out in 20 seconds) Damn!😆