Stuck with US Bank Checking application · Cloud Residents

Stuck with US Bank Checking application

Hi everyone,

I’m looking for some advice on applying for a US Bank checking account online. I’ve read numerous DPs suggesting that NRAs have been successfully opening these accounts remotely. However, I’ve hit a wall.

I’ve tried applying several times—both for the standard checking account and the State Farm co-branded Smartly account—but I keep getting instant denials. I currently have 5 months of US credit history, which I thought would be enough to establish my identity in their system.

I’m really confused about why I can't get through. Has anyone else faced this? Are there any specific tricks or steps I might be missing for a successful online application? Any insights would be greatly appreciated!

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