Capital One just raised the 360 Checking bonus to USD 400, which is higher than the old USD 250 / USD 300 versions.
The nice part is the requirement still looks basically the same:
• Open a new 360 Checking account with code GET400 by 5/19/2026
• Receive 2 qualifying direct deposits of USD 500+ each within 75 days
Why this matters for Cloud Residents
If you can meet real direct deposit requirements, this is a better version to look at than the older offer.
That said, Capital One has also been shutting down some checking accounts, so I would proceed with caution and read the terms carefully before jumping in.