the AU move that can add 80+ points overnight 💎

🚀

real shit. if u got a family member or close homie with a credit card thats 5+ years old, low utilization, never been late. ask them to add u as an authorized user. u dont even need the physical card in ur hand.

soon as that card reports u inherit the whole history. the age. the limit. the on time payments. all of it lands on ur report like its urs.

i seen ppl jump 80 to 100 points in one reportin cycle off this alone. and the wild part u can stack it. get added to multiple cards and watch wat happens.

couple things tho so u dont fumble it 🔋

🔹 amex reports the FULL history back to day 1. capital one only reports goin forward so it dont hit as hard

🔹 make sure the card actually reports AUs. not all of em do

🔹 pick wisely. if the primary user starts payin late or maxin out it WILL hit u too

most ppl sleep on this cuz they too proud to ask. dont be that person. this been workin since the 80s and its still one of the cleanest moves in the game.

if u want me and my team to handle ALL of this for u. the disputes. the AU placements. the buildin. drop in the mentorship and we do it for u start to finish: https://www.skool.com/hoodrich-mentorship-5768/about

who u tryna get added to? drop it below 👇

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the AU move that can add 80+ points overnight 💎