Card Network Rules Visa, Mastercard, and other card brands prohibit surcharging on debit cards, even when the debit transaction is run “as credit.” Their rules only allow surcharging on true credit card transactions. Consumer Protection Regulators and card brands want to protect consumers from paying extra fees on essential, everyday payment methods like debit cards. Debit cards pull funds directly from a customer’s bank account, so surcharges are considered unfair or predatory. Legal Restrictions Some U.S. states already regulate or restrict credit card surcharges. Federal and card network rules apply nationwide to prohibit debit surcharges specifically. Business Alternatives You can surcharge credit cards (within network and state rules). You can use Cash Discount Programs (offering a lower price for cash) that apply to all payment types, structured compliantly. You can build processing costs into pricing instead of trying to pass them only onto debit. You can only surcharge credit cards, never debit cards. Trying to do so puts you out of compliance with Visa/MC rules and could result in fines or loss of your merchant account. Mx Merchant will make your business more Efficient, more Effective and more Profitable I offer a complimentary 30-minute discussion to walk through what that looks like for you. Feeling Froggy? Jump on my calendar www.calendly.com/jsaluk #strategy#business#creativity#innovation#40000hoursofmerchantservicesexperience

Are you still updating customers’ information manually? That is very tiring and frustrating to do! Keep the payment information of your customers updated automatically through Mx Account Updater. Steer clear from delayed payments and do not lose a sale because of outdated customer card account details. Say goodbye to the tedious manual updating task and start using the Mx Account Updater to keep everything in place with account details and payment information. This MX platform partnered with Mx Invoice recurring billing will help your staff save more time and have seamless payment transactions. Moreover, with the MX Account Updater, the risks relating to sensitive card information being known to the staff will be eradicated. How does Mx Account Updater work? The vaulted customer card account details are daily forwarded to Visa, MasterCard, Discover, and other card brands. If there are any changes in the information, the card brands will send it over. Mx Account Updater will automatically sync the new information which might include the customer’s account number, expiration date, closed account, and other necessary details. Mx Merchant will make your business more Efficient, more Effective and more Profitable I offer a complimentary 30-minute discussion to walk through what that looks like for you. Feeling Froggy? Jump on my calendar www.calendly.com/jsaluk #strategy #business #creativity #innovation #40000hoursofmerchantservicesexperience

I just spent three days at VidFest in Atlanta. I spoke on Thursday, then spent Friday and Saturday recording sessions and taking vigorous notes. I’m only sharing these in their entirety with GrowGetters ONLY. The write-up is attached, or you can view it here: https://docs.google.com/document/d/108Avi0JISGfvNUMeqXZFO40vLYNewpL8QbzNN9iHHJI/edit?usp=sharing These takeaways will help you publish more consistently, package videos that get clicked, turn bingeing into buying with a playlist funnel, show up across platforms and AI, repurpose smarter with AI, and expand monetization beyond AdSense. Your move... 1) Comment with the one takeaway you want me to break down. 2) If you want feedback: drop a recent video link and which takeaway you’re applying first. 3) Share your Youtube Channel so we can all subscribe! I hope this is helpful!

I’m on the hunt for a Web Designer + Social Media Manager combo (or a powerhouse duo!) for a client in the healthcare industry who’s ready to elevate their digital presence. This is someone who:🖥 Can design a clean, professional, and easy-to-navigate website (bonus points for healthcare experience) 📱 Knows their way around Instagram, Facebook, and maybe even a newsletter or two🧠 Understands how to communicate trust, care, and credibility online Before I start digging through the virtual classifieds, I wanted to ask this amazing community: Who do you know that I need to meet? Drop a name, tag a friend, or slide into my DMs with your faves 💌 Let’s get them connected to a dream client 🙌

So broad. Yes, I know. But what do you want more of in marketing? This thread is here to discuss best practices, what’s new, what’s working, how you market yourself, personal brands, growth strategy — and everything marketing. Let’s do it!