Morning all! I don't suppose anyone has a vacant property in the above areas? I have a friend looking for a 2-bed, ideally furnished, for he and his family to live in while the insurance company fixes fire damage at his home. Insurance is footing the bill, but he needs to be relatively close to his business in Buckingham as his business (a gym) is open from 6am.

Make sure you use 'rebuild' value and not 'market' value when getting quotes from insurance companies, and also that you apply inflation year-on-year, or even better get a RICS valuation. Otherwise you will be under-insured. For residential properties, most brokers have the software to give you a desktop valuation but for commercial, it needs to be actual.

It never fails to surprise me how clever the lenders are at selling expensive mortgages. I am purchasing a student HMO for £180k. Here are my options. Which one would you choose? 2-year fixed • 4.59% • Free Valuation • £4005 product fee 2-year fixed • 6.35% • Free Valuation • £1495 product fee 5-year fixed • 5.19% • Free Valuation • £4005 product fee 5-year fixed • 5.69% • £435 Valuation • £1495 product fee

Evening all, we’re at the early stages of considering buying a grade 2 listed property to live in. So my question is would this be a ridiculous thing to do?! We’re not heritage enthusiasts and know nothing about listed buildings. How would we ascertain the remit of the grade 2 listing status? Does anyone have any experience with them, good and/or bad, any any nuggets of information that we should be considering please? Thank you in advance.

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