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👋 Welcome to Definitive Wealth 👋
Great to have you here. Whether you're buying your first investment property or building a portfolio, this community was created to help you learn faster, avoid expensive mistakes, and connect with like-minded investors. Here's how to get started. First introduce yourself below 👋 Tell us... Where you are based. Your property experience. Your goals for the next 12 months. Next... 📚 EXPLORE THE CLASSROOM Inside you'll find training, tools, webinars, and resources to help you on your property journey. 💬 ASK QUESTIONS No question is too basic. Property investing can be complex, and we're all here to learn from one another. 🏆 SHARE YOUR WINS Big or small - we'd love to celebrate them with you. 🤝 NETWORK WITH OTHER MEMBERS Some of the best opportunities in property come from the people you meet. SO HERE IS OUR INTRODUCTION: We are Nick and Jamie Barnett, and between us we have over 34 years of property experience across multiple strategies and market cycles totalling £200 million. OUR MISSION IS SIMPLE: To help ordinary people build wealth through property. Now let's get to know you 👇
Radiators in the kitchen in rear extension
Thinking of kitchen design with small amount of space both from point of view of space constraints and heating the area (kitchen is in single storey extension that houses kitchen/mini hallway/bathroom, currently only bathroom has heating). Would you go kick plate heater or slim vertical full height rad (200mm is the max I could fit?? Both from heating and userproof/user-friendly point? Underfloor heating not an option in this one due to cost/level of refurb
Whoop Whoop! Property Market Slump 🥳🥳🥳
Property prices are down 1% and it is now taking an average of 216 days to complete. Lenders are clearly being more cautious and solicitors might be slowed down by this extra due-diligence. I know with 2 of mine going through at the moment, the lenders are asking for Belt and Braces. One Pearl of Wisdom from Jamie recently is that the lender typically owns 75% of the property and you only 25%, so it is more theirs than yours. For this reason, they are doing more due diligence for their own sakes. In other words, each property is a business proposition, and you need to convince them it is viable. https://residentiallandlord.co.uk/rightmove-home-sales-216-days-landlord-exits-slow/
Whoop Whoop! Property Market Slump 🥳🥳🥳
🌅 Welcome to August! A New Month. A Fresh Start. A New Opportunity. 🚀
Today isn't just another date on the calendar, it's a chance to reset your focus, recommit to your goals, and take the next step toward the life and business you're building. Leave July's mistakes behind, carry forward its lessons, and step into 𝗔𝘂𝗴𝘂𝘀𝘁 with purpose. You don't need a perfect plan you need consistent action. As you begin this new month, ask yourself: ✅ What will I 𝘀𝘁𝗼𝗽? ✅ What will I 𝘀𝘁𝗮𝗿𝘁? ✅ What will I 𝘀𝘁𝗮𝘆 committed to? 𝗥𝗲𝗺𝗲𝗺𝗯𝗲𝗿: The future isn't created by what you intend to do it's created by what you consistently do. Here's to fresh momentum, bigger breakthroughs, and a month filled with growth, courage, and meaningful connections. Let's make August 𝘂𝗻𝗳𝗼𝗿𝗴𝗲𝘁𝘁𝗮𝗯𝗹𝗲! 💜🚀 Q: What's the 𝗢𝗡𝗘 𝗴𝗼𝗮𝗹 you're committed to achieving this month? 𝗗𝗿𝗼𝗽 𝗶𝘁 𝗯𝗲𝗹𝗼𝘄 and let's encourage one another! 👇
🌅 Welcome to August! A New Month. A Fresh Start. A New Opportunity. 🚀
Refinancing
Hi All. We are refinancing one of our BTLs and wondered how people were feeling between 2yr & 5yr fixed at the moment. It feels strange that the base rate is 1.5% lower then when we refinanced last time but the interest rates are coming in around 1.5% higher, really hitting the cash flow. So what's everyone doing/ thinking at the moment.
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