Hard Money Lender Hey 👋 I found a hard money lender here in Phoenix, Arizona with the following no fee loan available right now: 1-2 year term 12% interest only payments monthly No credit 75% LTV 15-20% down He doesn’t care where the down payment money comes from 70 to 75 percent of budget With rehabs 15 percent down on cost All multi We were texting late I thought I’d share

This is so important and often overlooked. I had a client looking for a Conventional loan and had gone to several banks wasting an entire month with denials. This client needed a bridge loan not a conventional loan. That's exactly what we did and secured it for 8.90% IO while we prepared them for a conventional exit by stabilizing the property. If you need guidance or a second look on financing, I am always happy to help. Email me: [email protected]

I need $10,000 EMD by the end of day tomorrow who can help with this ?

Let’s talk about subject-to deals in commercial real estate—because this question comes up all the time. “Paul… isn’t that risky?” Short answer? Yes—if you do it wrong. Here’s the reality: Subject-to is not about trying to “get around” the system. It’s not a trick= It’s not a loophole. It’s not a shortcut. It’s a strategy—and it has to be handled with integrity. That means: 👉 Strong cash flow. 👉 Real reserves. 👉 Clear expectations. 👉 Conservative underwriting. If the deal only works on paper but falls apart in real life, it was never a good deal to begin with. Creative finance is powerful, but only when it’s built on solid fundamentals. And that brings me to the most important part. The goal is not just to get the deal. Too many investors get so focused on “winning” the property that they forget what real investing looks like. The goal is to structure a deal where everyone wins. The seller gets relief. The bank gets paid. You get a strong asset. The deal actually works long term. That’s the standard. Because real investing isn’t about taking advantage of people. It’s about solving problems the right way. That’s how you build a business that lasts.

who can I borrow some credibility from? got a 10 unit apartment under contract and seller wants to back out if I can’t show proof of other apartments I have. lol I don’t have any big apartments this will be my first big one if it goes through.