Hi all - does anyone have any prior success with using the bill of exchange Act to dispose of a loan or mortgage?. i have successfully used this process with utility bills in the past, however Octopus Energy are being rather tricky atm! I am also attempting with a bank loan / mortgage and its proving more difficult. I have heard of accounts where people have had success with a mortgage and therefore I am looking for any advice or template letters other than the ones I have from Mike Holt web site. Any advice would be gratefully received. I have also issue notices to both Octopus Energy and Bank to demand the return of the BOE, but they continue to either ignore or refuse to accpet, so not sure where to go with this next. many thanks Heather