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124 contributions to Money Broker Society
$20,000,000 in revenue across 3 companies. The lesson was always capital.
I have run a SaaS company, a physical products brand, and a media business. Together they did $20,000,000 in revenue. Nothing alike, except one thing: every one of them needed capital to grow, scale, and reach its potential. That is why I pay attention to credit. For most owners it is the fastest capital they will ever touch. Whether John's team funds your round or you are building your stack on your own, the approval is only the start. Here is what our own math says: a well-managed card is worth about $250 per card, every year, in rewards caught, interest avoided, and bonuses hit. Three cards, $750. Ten cards, $2,500. Most people leave it on the table because nobody is watching the dates. I run 28 cards myself, and this is where the money leaks: 💳 The wrong card on a purchase quietly costs you rewards on every swipe ⏰ A 0% window that ends unnoticed turns free money into 20%-plus money 🎯 A bonus deadline missed by a week is real dollars gone StackEasy.ai watches the dates for you. Every card on one screen, alerts for 0% end dates, due dates, and bonus deadlines, which of your cards to use for each purchase, and if you connect your cards, the exact dollars you missed when you used the wrong one. Anyone with 3 or more cards gets value out of it, funded or not. It is $25 a month. Members of this community get the first 3 months free. No card to start, no catch after. To claim it complete these steps now: ✅ Step 1: Sign up here: https://app.stackeasy.ai/user/auth/signup?ref=mbs ✅ Step 2: Comment below with how many cards you are running right now I will switch your account to 3 months free and reply with the first two things to set up for a stack your size.
$20,000,000 in revenue across 3 companies. The lesson was always capital.
@Davon Murphy Checking in. Did you have a chance to dive into the platform?
@Leon Stanton Thank you 🙏
It’s a no go?
Anyway to fund business acquisitions
2 likes • Sep 22
Far from a no go. The standard play is mixing an SBA 7(a) loan with seller financing for the purchase price, then stacking business credit lines to cover your day one operating capital.
Picture finding the perfect buyout but lacking cash. SBA 7(a) loans are the standard path, usually requiring 10% down. You can often negotiate seller financing to cover a chunk of that.
Loan Officer
I am new to the group. I work with over 150 different lenders from Hard Money, Conventional/FHA, DSCR, Fix and Flip, MF, Mixed Use and Commercial. Right now I have a special HELOC product. Line size from 5k-1M. You can clear a 1st, 2nd and 3rd lien all in one shot. You can also buy the rate down to 5.99%. You can use your equity of your property (1-4 Units) it can be a primary, secondary and investment. You must be above a 620 fico. You can reach out to me anytime.
Good to have more lender options in the mix. For that investment property HELOC, what max CLTV are you guys allowing at the 620 FICO tier?
Business Address
What is everyone doing for a business address for their LLC?
Lenders often auto-deny funding if they catch a standard PO Box or cheap virtual address. To pass underwriting and stack capital later, use a premium virtual office like Regus.
Hey !!
Hey everyone 👋🏽 New to the group. Excited to be here!!
Glad you made it in. What is the main credit or funding goal you are trying to knock out right now?
1-10 of 124
Troy Johnston StackEasy.ai
4
40 points to level up
@troy-johnston-8470
Founder @ StackEasy.ai. Turn credit into capital. App for your card stack, 0% APR windows & funding readiness. 28+ cards deep, happy to talk strategy.

Active 1d ago
Joined Feb 22, 2026
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