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62 contributions to Money Broker Society
thank you for the add
It feels good to be here, anybody local have ever used creative financing to acquire a business in Atlanta, share your experience.
Welcome to the group! Creative financing in ATL is definitely a thing - seller financing, earnouts, and minority investments are pretty common routes for business acquisitions down there. What type of business are you looking at? Some industries are more open to creative structures than others.
new here
if i were to get funding i would invest in starting a credit repair/ funding company for college students.. they arent taught this in high school, so i would help them fix or build their credit, structure an llc and then get them funding for the llc
Love the mission! Teaching financial literacy to college students is a huge need and honestly a smart market to go after. Are you planning to start with credit building first, or jump straight into the funding side with them?
Hello
Still a bit new here been going thru info and learning- my husband and I are looking to acquire an existing business- however need an investor to help with down payment to get the loan- thus the frustration of feeling stuck- hoping someone will help us
Welcome! Acquiring an existing business is a solid path, and I get how the investor piece can feel like a roadblock. What type of business are you looking at? That might help point you toward where investors in this space tend to hang out.
How People Are Buying Cash-Flowing Businesses With $0 of Their Own Money (2026 Window)
Most People Have No Idea What’s Coming in 2026. There is a wealth event approaching that will create more new business owners than anything we have seen in our lifetime. And the crazy part is this. Most people are going to miss it because they are distracted, comfortable, or asleep at the wheel. It’s called the Silver Tsunami. Millions of Baby Boomers are retiring. Right now. Not “one day”, it's right now. And they are walking away from the businesses they spent twenty to forty years building. Here is the part no one is talking about. Their kids don’t want the business. Their family doesn’t want the business. Some of these owners are literally shutting down profitable companies because there is no one to take over. This is the window. This is the moment. This is the easiest time in history to buy a business with zero of your own money. Here is how the deals actually happen. First, you find a business where the owner is retiring. HVAC, roofing, plumbing, landscaping, bookkeeping, pool service, garage doors, cleaning companies, pest control. Boring industries with high margins and predictable cash flow. Second, you negotiate seller finance or SBA for ninety percent of the purchase price. Third, you cover the remaining ten percent using unsecured loans or business credit. Here is a real example of how it works. An HVAC business is listed for $1,000,000. The seller wants 10% down, which is $100,000. You use business credit to get that $100,000. They seller finance or get a SBA for the other $900,000. You now own a company that cash flows $15,000 - $35,000 a month. That is the part people do not understand. You are stepping into a proven business with customers, revenue, and infrastructure already built. You can run it yourself and maximize profit. Or you can hire an operator, take a smaller cut, and still bring in more than most people’s full-time jobs. We have not had a buying window like this since the 1980s. And when it closes, people will look back and say
How People Are Buying Cash-Flowing Businesses With $0 of Their Own Money (2026 Window)
The silver tsunami is real and it's happening. The challenge is most people don't have the cash to buy these businesses OR they don't know how to structure deals without their own money. If you can solve those two problems, you're in a great spot. What type of businesses are you looking at?
Working on credit
I have been diligently working on credit. I had an item that has been reporting incorrectly and had the hardest time getting it removed. I used an AI strategy and boom it's gone along with another item that was also reporting as derogatory. Huge win! I'm super excited to see the progress
That's awesome! Getting those incorrect items removed is such a relief and a huge score for your credit. AI is honestly such a game changer for disputes, glad you found something that worked! 🎉 Now watch your score shoot up in the next few cycles, clean reports feel so good.
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Troy Johnston StackEasy.ai
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@troy-johnston-8470
Founder @ StackEasy.ai

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Joined Feb 22, 2026
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