Everyone- Please Post: Name: Hometown: Real estate experience (If just curious say why you are interested in real estate): Real estate goals (Optional): If you have any questions- please post them! How This Community Works (Read) Community Rooms (What Each One Is For) General Discussion This is the main hub. - Ask questions - Get announcements - Discuss strategy, operations, financing, and scaling - Post updates or wins If you’re unsure where something belongs, post it here. Deal Room This room is for real, vetted deals by us, ready for you to buy. Every deal here has already been sent to us and underwritten by our team - These are deals we are passing on but are solid enough for you to review and potentially buy - Use this room to analyze deals, ask smart follow-ups, and decide if it fits your criteria 🚫 Wholesalers and realtors do not post here. If you have a deal for us please use the link in the general discussion. Deal Review This is where you submit deals for breakdown. - Post deals you want us to underwrite live - Be prepared for honest feedback—why a deal works or why it doesn’t - Include real numbers (purchase price, rehab, ARV, rents, etc.) This room only works if deals are serious and complete. Low-effort posts may be skipped. The Curriculum The curriculum is being released in phases as it’s recorded. It focuses on: - How we actually source deals - How we fund them - How we underwrite conservatively - How we manage rehabs - How we refinance and scale portfolios This is practical, execution-focused content, not theory. More modules will be added over time—check the Classroom regularly. Live Schedule Weekly Live — Wednesdays at 6 PM On the live calls we: - Review deals from the Deal Review room - Walk through deals posted in the Deal Room - Break down numbers, rehab assumptions, and financing - End with open Q&A From time to time we’ll also bring on: - Lenders - Title agents - Experienced investors

We are offering 100% financing options in: Kansas Missouri Texas Connecticut North Carolina Florida Nebraska Great for investors who have little to no money down and want to scale quicker. Max out of pocket: ~ Estimated Closing Costs (Not Financed)- 1.5% • $500 Processing Fee • Title company fees • Property insurance What is Financed: • Purchase price • Rehab costs • Lender holding costs • Rehab funds paid up front at closing (not draws — most lenders do draws, we fund at the closing table) To Issue Terms — Send: • Property address • Purchase amount • Rehab amount • ARV • Credit score • Experience level Experienced Investor Program • 700+ Credit • 5+ flips completed in last 12 months • Ideal for seasoned investors with successful exits Non-Experienced Investor Option • 620+ Credit possible • Can finance down payment and closing costs • Deferred payments available • Out of pocket = insurance + title Deal must have enough equity to pay off lender at refinance or sale. Send us your deal if it’s in one of these states and we can issue terms. [email protected] 941-932-4142

If your goal is to Buy → Rehab → Rent → Refinance → Repeat without waiting months to access your equity, this program is designed for you. What This Program Offers • No seasoning — Buy today, rehab tomorrow, refinance once stabilized • Designed for BRRR investors who want to scale quickly • No lease agreement required for refinance • Scope of work required for rehab projects • Target property value: $135,000 or higher Cash-Out Refinance Guidelines • 75% LTV — 680+ credit score • 80% cash-out LTV — 720+ credit score This is a strong option for investors looking to pull equity fast and roll funds directly into the next deal without long hold periods. To schedule an appointment to discuss your scenario:Book here →https://outlook.office.com/bookwithme/user/188bd0565bbe424289dba081fae83bfd%40prmcapital.net?anonymous&ismsaljsauthenabled=true PRM Capitalwww.prmcapital.net

Many investors focus on finding deals and funding rehab but don’t plan their refinance exit upfront. Credit, rent, ARV, available cash, and DSCR all determine whether you can pull capital back out and hold the property long term. Without that plan, investors often get stuck in short-term debt or end up selling instead of building long-term wealth. For rehab deals, most investors bring around 10–15% down. With 680+ credit, there may be options to finance the down payment if there is enough equity in the deal, and sometimes closing costs can be structured into the deal. With 720+ credit and a solid scope of work, there are some programs that may offer up to 100% financing depending on the strength of the deal. For turnkey rental properties, investors are typically putting 15–20% down and will generally need a DSCR ratio of around 1.00 or higher. You can sometimes get approved with credit in the 620–660 range, but expect lower LTV options and higher interest rates. In simple terms, you are paying for the lower credit score through loan structure and pricing. If you want to see what financing you may qualify for, contact PRM Capital at 941-932-4142. Click here to book an appointment:https://outlook.office.com/bookwithme/user/188bd0565bbe424289dba081fae83bfd%40prmcapital.net?anonymous&ismsaljsauthenabled=true Many of our clients have scaled to hundreds of properties by financing both rehab and turnkey rental acquisitions strategically.

Hey guys. I’m Stephen and live in Collinsville OK. I’m a mechanical contractor with a hvac business and a fireman every third day. I’ve got one rental and another I’m currently rehabbing. Hoping to have it rented in a month or so. I was able to cash flow the first property so it’s completely paid off. The second one I bought outright with my heloc. (So paying that back currently). My plan is to mortage the second one and hoping to get a mortgage on the first one as well at some point to pull equity to fund the next project. First property is a 3 bed 2 bath mobile home on 5 acres. Not the ideal rental but it’s across the street from my house and really wanted the land. Land is around $20-25k per acre in the area so I would value the property around $150k conservatively. Is this something I could do a cash out refinance on? Say for $100k @Trichelle Hardy ? It’s rented out for $1000 a month currently. Second property is more of a traditional property. 2bed 2 bath 1000sq ft. Corner lot in town. New roof, siding, windows, hvac, electric. Full gut and rebuild. Doing most of the work myself. Have a renter lined up for $1300 month. Looking forward to learning and working with this group to hopefully buy more houses. Thanks in advance.