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Auction Property Academy

101 members • Free

3 contributions to Auction Property Academy
Welcome to the Deal Hub
This discussion forum will be used to share deals between members, high profit opportunities I find & want to share with you, & deal breakdowns. Comment what market (City, State) you'd like to see some deals in👇🏼 Let's get investing!
1 like • Aug 28
Homestead, FL
🏦Financing Options for Real Estate Investing
One of the biggest questions I get is: “How do I finance my first (or next) deal?” Here are 3 common financing options to consider: 🏠 Fix & Flip Loans • Best for: Investors doing renovations with the intent to sell quickly • Loan amount: Usually covers purchase + rehab costs • Terms: Short-term (6–18 months), higher interest rates (8–12%+), points up front • Example: Buy a distressed property for $120K, borrow rehab funds of $40K, then sell for $220K. The loan is paid back at closing. 🏦 DSCR Loans (Debt Service Coverage Ratio) • Best for: Long-term rentals or Airbnbs • How it works: Approval is based on the property’s rental income covering the mortgage, not your personal income • Terms: 30-year fixed, interest rates typically 7–9%• Example: Buy a duplex where rents total $2,000/mo. If your mortgage is $1,400/mo, you qualify because rent > debt 💰 Conventional Loans • Best for: Investors with good credit, steady W2 or self-employed income, and wanting lower rates • Terms: 15–30 year fixed, lowest interest rates, down payment often 15–25% for investment property • Example: Buy a single-family rental at $200K with 20% down ($40K). Lock in a 30-year mortgage at ~6% ✅ Key takeaway: Each strategy fits a different investing style. If you’re flipping, fix & flip loans give speed. If you’re building rental cash flow, DSCR loans let the property qualify itself. If you want long-term stability and the lowest rate, conventional is the way to go. Looking to move forward with financing? Comment below & we'll schedule a call to talk more about the best options for you! - chat soon🫡 What is your biggest struggle with financing right now?
🏦Financing Options for Real Estate Investing
0 likes • Aug 28
The word loan sends me in a fight or flight mood
Freebie guide on buying your 1st investment ⭐️
I've just uploaded a free starter guide on how to buy your first investment property with details on: ✅ Where to find investment deals ✅ How to finance your investment ✅ Hard money lenders ✅ Due diligence on properties ✅ Analyzing deals If you're new to the community and just starting out, I would start here to get a rundown of the investment process & a ton of free resources🤝🏼 https://www.skool.com/real-estate-investing-101-7860/classroom/4ca98f07?md=7d543ca688fb466295d3c87c144954bb
Freebie guide on buying your 1st investment ⭐️
0 likes • Aug 24
Grasias🫶🏾
1-3 of 3
Shariah Edwards
1
4points to level up
@shariah-edwards-2814
Hello, my name is shariah and I’m ready to start my venture in the world of investing and real estate

Active 28d ago
Joined Aug 24, 2025