Something interesting is happening behind the scenes with Fannie Mae and Freddie Mac, and it’s worth paying attention to as investors. Over the past year, both of them have been holding onto more mortgages instead of immediately selling them off as mortgage-backed securities (MBS). Their retained portfolios are now at some of the highest levels we’ve seen in years. Why does this matter? Fannie and Freddie are two of the largest players in the mortgage market. Normally, they buy loans from lenders, bundle them into MBS, and sell them to investors. But recently, they’ve been acting more like a long-term buyer, keeping a bigger portion of those loans on their own balance sheets. That does a few important things: • It absorbs supply in the secondary market • It increases demand for mortgages and MBS • And when demand goes up, yields tend to come down Lower yields = lower or more stable mortgage rates. The key takeaway here is that this support isn’t coming from: ❌ Fed rate cuts ❌ Looser lending guidelines ❌ Some big policy overhaul It’s coming from the plumbing of the mortgage market itself. In a market where affordability has been tight and rates have stayed higher than many expected, this kind of steady institutional buying can quietly put downward pressure on rates — or at the very least, help prevent them from rising further. For investors, this is a good reminder that mortgage rates aren’t driven by headlines alone.The secondary market mechanics matter just as much — sometimes more. 📌 Translation: there are multiple forces at work right now that could create better financing conditions ahead, especially for those who are prepared and paying attention. If you’re positioning yourself to buy in the next cycle, this is exactly the type of signal you want to understand early. But remember: NOW is always the best time to buy. If you keep waiting around for rates to drop to start buying, you're going to compete with the rest of the investors on the sidelines waiting for the same thing to happen...

If you’re serious about buying your 1st or 2nd auction property in 2026, this is for you. I’m officially opening enrollment for my 6-Week Auction Investing Group Coaching Program — built for beginner → intermediate investors who want a clear system + hands-on support to actually close a deal. What You’ll Learn: ✔ How to find solid auction deals ✔ How to get financing (even without W-2 income) ✔ How to build your investor team ✔ How to analyze deals + choose the right exit strategy How It Works: 📆 6 weeks 📞 2 live calls per week 🤝 1:1 support included 👥 Only 20 spots available (over half already filled) 📅 Starts January 15th — designed to position you to buy in 2026. This isn’t for spectators. It’s for investors ready to take action. 👉 Click here to book a call to see if this is a good fit. Spots are limited and enrollment will close once they’re filled. Let’s make 2026 your year. 🚀

Welcome to Auction Property Academy. I'm excited to have you apart of this amazing community! That being said, I want to go over some community guidelines with you all and give you a chance to introduce yourself and get active in this community Step 1: IMPORTANT - First please introduce yourself in the Welcome tab using this copy-paste template 1. What's your name? 2. Where are you from/based? 3. What you wanna learn about from this community? Step 2: Head over to the modules and start going through the content Step 3: Answer the poll below Step 4: Comment on this post to let you know you've introduced yourself. Last thing, be respectful, add value and follow the rules. Welcome to the best Auction Property Academy in the world. Glad to have you. - Tiffany

Happy Monday Investors! Hope everyone is having a great start to the week. Here's what I want you guys to remember for this week: “Small steps still move you forward. Show up, stay consistent, and let your future self thank you for not giving up.” I also just got an invite to a Lennar Investor event I think would be great for you all to attend to learn more about buying a rental property, especially with benefits that new construction builds offer. Here's some info on the event: Date & time: Tuesday, December 16, 10:00 AM - 11:00 AM PT Location: Online via Zoom About this event: Ready to grow your portfolio or break into real estate investing? Lennar Investor Marketplace gives you exactly what you need: good data, great deals and rental-ready homes available in 90+ desirable markets. RSVP for our first-ever webinar for a deep dive into exclusive deals and opportunities. You can also play around with the Lennar platform here: https://investor-marketplace.lennar.com/?utm_source=google-sem&utm_medium=cpc&utm_campaign=corplen_brand_national_CORP&utm_content=CORP_Investor-Marketplace&utm_term=National_General&utm_keyword=lennar%20investor%20marketplace&gad_source=1&gad_campaignid=22839604072&gbraid=0AAAAAD82qeVBVRTkP512bG-_FCRLjkRj1&gclid=Cj0KCQiAi9rJBhCYARIsALyPDttr7eKpPv6j56WtKqG2mfESf8MhDC2FPAHVeotPcBsqAC6FtDSl0WIaAjNPEALw_wcB https://www.lennar.com/new-homes/texas/dallas-ft-worth/event/investor-webinar-event?utm_medium=email&utm_source=mc&utm_campaign=_corplen_m_market_000&utm_content=i_natl_investeventinvite1_20251201_invstr_na_n&utm_term=_investor&[email protected]&utm_source=sfmc&utm_term=&utm_content=987957&utm_id=c5c2b3d7-df2a-434d-a3f2-d5a06132c2d3&sfmc_activityid=c4462a01-6024-49d2-a044-35566bd9a41b&utm_medium=email&sfmc_journey_id=c5c2b3d7-df2a-434d-a3f2-d5a06132c2d3&sfmc_journey_name=OCPREL_N_IANLTI_vnseEtevtnnIivet_102522110I_vnts_rANN_D%20cemeeb%20r5&sfmc_activity_id=c4462a01-6024-49d2-a044-35566bd9a41b&sfmc_activity_name=OCPREL_N_IANLTI_vnseEtevtnnIivet_102522110I_vnts_rANN_V%20reisnoB%20&sfmc_asset_id=987957&sfmc_channel=email

I hope you all get a beautiful day of rest, family time, and good food today.Take a moment to breathe, be present, and enjoy the people around you — you’ve earned it. ❤️ But… since we’re investors, I want to sprinkle in a little mindset piece for you too 😉👇 🧠 Thanksgiving Is Also a PERFECT Time to Advocate for Your Investing Journey You’d be surprised how many people in your circle have no idea about: - the auction space, - how you're analyzing deals, - or the opportunities you're creating for yourself. Use today to tell one family member what you’re working toward. Not to brag — but to plant seeds, find support, and build confidence in your goals.Sometimes just saying it out loud makes it feel real. 🌎 Traveling This Holiday? Investor Homework 👀 If you’re driving or flying to a different city for the holiday, pay attention to: - the style of homes - the neighborhood density - what looks newer vs. older - where renovations are happening - price differences from your market Every new market you see sharpens your investing eye — without even trying. You don’t need to be “working.”Just be observant. You’ll be shocked how much you learn simply by paying attention to real estate in a new city. I’m grateful for every single one of you in this community. You’re doing the work. You’re learning. You’re showing up. Have an amazing Thanksgiving with your loved ones — and soak it in. 🍂 🗣️ Quick Question Before You Go: What city are you spending Thanksgiving in this year? Drop it below — let’s see how spread out our investor map is! 🌎