California passed a bill to seize #Bitcoin left idle on exchanges. After 3 years of inactivity, assets can be taken by the state under 'Unclaimed Property' laws. WOW… GET YOUR COINS OFF EXCHANGES 😳😳😳

₿BTC price on New Year's Eve 2013 = $755 2014 = $320 2015 = $430 2016 = $965 2017 = $14,155 2018 = $3,740 2019 = $7,195 2020 = $29,000 2021 = $49,305 2022 = $16,595 2023 = $42,560 2024 = $95,650 2025 = $87,580

When you join Investing Accelerator, you’re learning how to think about long-term investing and monthly income strategies — not just the mechanics, but how decisions actually get made. Most people assume the most important lessons are: Picking the right stocks Choosing the right time to deploy a monthly income strategy Those matters. But what almost everyone overlooks is the most important piece of the puzzle: Risk management. Every strategy — whether you learned it inside Investing Accelerator or elsewhere — needs a risk management framework that matches that strategy. The more advanced an options strategy becomes, the more customized the tools and risk controls need to be. That’s where most investors get into trouble. In 2025, we reviewed and discussed 35 monthly income trades (one trade a week) as part of our educational examples. Approximately 80% of those positions reached their intended outcome without adjustment Roughly 20% required active risk management When a trade doesn’t go as planned, does that mean you automatically realize a loss and move on? No. One of the defining features of options is flexibility. You can redesign risk and reward by: Extending expiration Adjusting strike prices Changing the underlying security Used correctly, these tools can improve the probability of a favorable outcome — but they also introduce new risks that must be understood and managed. That’s why risk management is not an afterthought. It’s the strategy. For educational illustration only: If someone had applied the same weekly, rules-based approach discussed in our materials to a dedicated, hypothetical monthly income portfolio during 2025, the modeled result would have been approximately +33% before fees, taxes, and execution differences. Past performance does not guarantee future results. Cheers, Eric ------- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com

Barron´s "Top 10 Picks" for 2026: 1. Amazon ~ $AMZN 2. Bristol Myers Squibb ~ $BMY 3. Comcast ~ $CMCSA 4. Exxon ~ $XOM 5. Fairfax ~ $FRFHF 6. Flutter Entertainment ~ $FLUT 7. Madison Square Garden ~ $MSGS 8. SL Green Realty ~ $SLG 9. Visa ~ $V 10. Walt Disney ~ $DIS

As we are approaching 2026, my student asks me - when should I invest in small caps given large caps are so high? What about international markets? Currently, the market is high Not just for US, but for Asia and Europe as well. Large caps are high mainly due to the AI bubble which makes you feel like you should pursue smaller "unnoticed companies." This is exactly the trap I fell into in the last market cycle. This causes me (and potentially you) to find "hidden gems" when the market is high and find small companies to invest in. The problem with small caps is that - it generally drops faster than large cap when we are in a bear market. Large caps can drop and they will recover most of the time The key difference between large-cap and small-cap is that small-caps can drop and never recover.​​​​​​​​ This is why during good times, you can invest in small caps for a short term momentum play but not to invest in small caps hoping they will survive the bear makret (becasue they usually don't). Instead, you should find small caps once you observe and see the bear market ending. ​​​ ​ Then and only then, should you find great small caps with good fundamentals and strong momentum to invest in.​ Large cap is my bread and butter because I know it will come back and recover given enough time while there is no such "promise" for small caps. ​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In January, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals.