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Rent By Room

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3 contributions to Rent By Room
Rates dropping
I am sure most of you have seen this, but just in case you missed it. The economy has been in rough shape unless you have been investing in assets. We are now heading into worse territory for a while. It sucks for most, but for the folks like us who have dry powder ready to deploy into this market we should come out pretty well in a few years. I have been buying for 2 years and have rates in the high 7's, but I got really good deals on the purchase price. They have been cash flowing really well since I purchased, but now I can refinance, pull equity out or do a rate and term. I am opting to pull cash out and deploy that equity into 1 or 2 more assets when rates hit a favorable #. I am also going to slow down the bond investing and deploy those funds for a few more deals before the rates drop too far and bring more buyers into the market. Nobody knows the future, but the swap spreads say we are going down, down, down.
Rates dropping
1 like • 26d
Are you getting locked in with any pre-payment penalties with your DSCR loans? This has been a means to lower rates for mine, which didn’t bother me as I was convinced back at the end of 2023 that there was no way that interest rates were going to plummet. I don’t even think it’ll happen for the next 12 months or more either, and so to me refinance makes more sense for me if there is ability to release capital from the equity that might have built up. Besides rates, do you have other triggers to look to refinance?
Zoom meeting
Would anyone be interested in having a zoom meeting to chat rent by room? If so, I am on Pacific Time. I am free most weekdays after 6pm and every other weekend except for 12:30 - 3:30 on Sundays. :) If it goes well and people want to keep it going, we could make it a regular thing.
Zoom meeting
0 likes • Sep 2
@Jarrod Ochsenbein Wednesday Sep 3 @ 6 PST works well for me too
3 likes • 27d
@Jarrod Ochsenbein - thanks for organizing yesterday’s call, I found it very useful and hoping that this can become a series!
Rent by Room Zoom (9/3/25 Wed 6pm PST)
9/3 Wed @ 6pm PST I have a zoom meeting scheduled. Join link here: Zoom Link
Rent by Room Zoom (9/3/25 Wed 6pm PST)
1 like • 29d
I’ll be joining!
1-3 of 3
James Dugan
2
15points to level up
@james-dugan-4565
Hello, I’m James. I am quite new to real estate investing, and have focused on properties (duplexes and quadplexes) in Dallas-Forth Worth (TX)

Active 2h ago
Joined Sep 1, 2025
Dallas