Hey guys I’m going to do something crazy this week! I’m going to move our Monday call to Wednesday! The call will be Wednesday at 3:30pm Eastern ! I’m debating moving the call day from Monday to Wednesday. What are your thoughts ???? You will find the zoom link in the calendar tab !

Before the weekend starts take a second to reflect What’s one thing you did this week that future-you will thank you for? Big or small, every step counts.

I had a borrower come to me last week with a flip that wouldn't move. ​ $50K into rehab. Priced at $700K. Dropped it to $650K trying to get traction. ​ Meanwhile, he's bleeding hard money fees every month with no exit in sight. ​ He decided to refinance and keep the property as a rental to stop the bleeding. ​ Most flippers assume refinancing is straightforward once the rehab is done — especially if the appraisal comes in strong. ​ So they drop the price, wait for the right buyer, and plan to refi if it doesn't sell. ​ ☝️ What they DON’T know is that price drop just became the number their lender has to work with. ​ If your property is listed — or was listed in the last 6 months — a DSCR lender cannot use appraised value. They use the lowest list price on record. ​ So his math changed fast. ​ Property appraised at $700K. Loan at 75% LTV. He wanted $525K out. ​ But the lender had to base the loan on that $650K price drop. His actual loan came in at $487,500. ​ That's $37K less than he was counting on. ​ The fix: don’t drop and delist before you apply. ​ 👉 Most lenders need 6 months off market before they can ignore the list price history and go back to appraised value. ​ Know this before you cut the price. ​ If you're sitting on a flip that isn't moving and you're thinking about refinancing out, get off market first. ​ THEN start the conversation with your lender. ​ Timing this wrong is an expensive lesson. Hopefully this saves someone from learning it the hard way.

Hey everyone 👋 Just joined and wanted to introduce myself real quick. I’ve been diving deeper into online business and systems lately, and I’m really interested in how real estate can be approached in a more structured and scalable way - especially without needing a ton of upfront capital. What caught my attention here is the focus on wholesaling, creative finance, and building systems… that’s exactly the side of the game I’m trying to understand better. Curious - for those of you already active: What’s been the biggest game changer for you so far in getting your first (or next) deal? Looking forward to learning from you all and connecting 🙌