My inbox is filled with messages like: “Hey Jada! How are you?” and that's it! Nothing else to rouse my intrigue and want to give them a reply. ​ In fact, I got one today. ​ But here’s what I’ve learned from people making $500K a month: **Personalize your outreach.** ​ When I first took ownership of my Skool community, I wanted to connect with all 3,800 members. ​ So I messaged 40 people every day. Almost no one replied and I don’t blame them. ​ Here’s what my message looked like: ​"Hiya! We’re both in the Skool group, REI Launchpad, and I wanted to say hello :) What are you working on these days?” ​ ​ That’s just a longer version of: “Hey Jada! How are you?” ​ So hear me now 🗣️ ​ When I started actually reading people’s bios and tailoring my message around something they had written, guess what happened? ​ They replied. ​ ​ I’m still sending 40 messages a day, but now I’m getting **3–5 responses**. ​ And this applies to every cold audience: - Emails - DMs - Calls - Texts ​ People can tell when you’re trying to start a conversation versus when you’re just trying to send messages that feel like copy-and-paste advertisements. ​ I’ll circle back on this topic as I continue testing what works and what doesn’t.

Happy Monday, flat earthers! 🌎 ​ I have a lot of "goals." A.K.A things I write in my planner to do but don't actually prioritize. ​ SO THESE ARE MY GOALS FOR THE WEEK: 1. Make 3 posts on skool and Facebook 2. Track metrics daily 3. Warm inbound to 10 people everyday ​ I'll follow up next Monday and be brutally honest if I accomplished this. ​ 👉 What do you want to get done this week?

Step 1: ​Gather all your initial documents before your lender asks for them. ​ Step 2: ​Go to a broker *before* you have the property under contract. ​ Know what rate and fees you’ll be paying at closing and monthly afterward. ​ Step 3: ​Get the property under contract. ​ Step 4: ​Open title. ​ Choose an insurance company to work with. ​ Step 5: ​Send paperwork to the broker and tell them you’re starting the application. ​ Also give them Title and Insurance agent contact info. ​ Step 6: ​Follow up **daily** until you pay for the appraisal. ​ This should happen within 3 business days of completing your application and submitting your documents. ​ Step 7: ​Follow up **daily** until the appraiser calls you to schedule the inspection. ​ This should happen within 1-2 business days of paying for the appraisal. ​ Step 8: ​Follow up **Monday, Wednesday, Friday** with your broker. ​ If you want to close fast you’ll want to know exactly what stage your file is at. ​ Step 9: ​Provide additional documents if lender requests them. ​ Step 10: ​Be ok with whatever the appraisal came back at. ​ Your aim is to close quickly, not be a Scrooge. ​ Step 11: ​Ask your broker when title is going to coordinating closing. ​ Step 12: Go to the title company, sign paperwork, close. 🥳 ​-- BONUS TIP: ​ Be content knowing there are outside forces that influence the timeline of closing. ​ But these are the actions you CAN control. ​ Use them to your advantage. ​ Cheers!

That sounds like a reasonable request. ​ If you’re getting a loan for an investment property- like hard money or DSCR- you’re getting a Business Purpose Loan. ​ So you should be able to use your business credit. ​ Wrong. ​ All of these loans still require a Personal Guarantee. ​ That means the lender is still looking at you. ​ They’re running background and credit checks to verify you are a “safe borrower.” ​ Shoot for a *minimum* score of 680. ​ If that seems impossible right now, I’d be glad to point you to some credit repair specialists. ​ Mortgage Mythbusting Part 1.

If you're selling a flip you cannot rely on just the timing of the market. I'm seeing more investors sweat as their properties stay on market 30, 45, 60 days without a serious buyer. And, unfortunately, selling the home was their only goal and consideration. But how many months can you list a property until you run out of funds? Every investor should know that number and have a backup plan in case you hit it. A.K.A Refinancing There are too many dreamers out there who think optimism means their plan will work no matter what. But that's delusion. And YOU are not delusional. So back to the numbers you should know. When underwriting a flip we have the typical numbers in mind: purchase price, rehab costs, ARV, holding costs. What you are going to do differently is run numbers for the refinance, the plan B. That looks like: the highest loan to value you can get, the interest rate, the prepayment penalty, the fees & closing costs. Run those numbers BEFORE you list. Not after day 45 when you're starting to panic. Because here's the truth: A refinance you plan for is a strategy. A refinance you scramble for is a rescue mission. ​And rescue missions cost you more — in rate, in fees, in sleep. ​ So before you put the sign in the yard, know your numbers on both sides: → What you need to walk away with as a sale → What you need to walk away with as a refi If those two numbers are close, you're not gambling anymore. That's the difference between an investor and a dreamer. Between those that hope the market cooperates and those that build a plan that works whether it does or not. ​ So — have you run your refi numbers on your current flip? Or are you still hoping it sells before you have to? Drop a ‘NUMBER’ in the comments if you want to go over HOW to calculate a refinance. I may just do a webinar on it. 😉