Sadly(ish) no win vs PRA group today... but! ⚔️🛡️
Ok so I didn't win, but I certainly didn't lose. And heck, I learned a lot. I think I said in my other post, at some point you gotta test your steel. Nothing like doing that on your tod vs 3 legal solicitors representing the scum of the earth. Fun and games I tell you! My biggest learning is, you GOT TO GET THIS SHIT IN TO CHANCERY. Peter has said since the beginning of time "they just don't get it in Country Court". Living proof... the judge was honestly very nice, reasonable, not at all corrupt, and helped me out at the end, but was focused on debt and accepted the NOA as what was needed in law to satisfy a debt transfer, negating GDPR and DPA concerns. I have some thoughts on how we might move forward as a movement, but will share once I get council. I must repeat though, I honestly don't think, apart from experience, you're going to get anywhere with a vs DCA claim in county court. I was absolutely on point with bringing the discussion back to legal title/DOA etc. but the defendants and Judge... kept taking it back to debt, NOA and 136 property act. I'll give my recollection asap as to how things went down, I made a lot of notes so should give a reasonably accurate recall. Side note: the DCA tried their scumbag tactics at the end and tried to get costs, claiming I saw something on Tiktok and used templates, was vexatious, and unreasonable... I was 134% ready to fire back 🤯, but didn't need to, the judge completely and I mean completely shut them down, killing their referenced claims to costs and completely dismissing them as borderline ludicrous! So... nice judge, just couldn't see GDPR! 🤷🏿♂️