Maximizing Credit Card Points in Your Business
My friends call me "Mike the Points Guy" because I'm a bit of a credit card points hacker. I did not immediately realize how important this has become in my business until recently, but business owners like us have a huge leg-up on W-2 workers when it comes to points. Why? Well because it's not just our personal expenses that earn us points, BUT ALSO our Business Expenses! Therefore, let's begin! 1️⃣ Amazon Prime Visa First and foremost, many of us make A LOT of Amazon purchases for both ourselves and as you will find out, also for our businesses. Therefore the first card you should get is this one: The Amazon Prime Visa Provided by Chase This card has ZERO annual fee and provides you with 5% cash back on ALL amazon purchases. This is the HIGHEST cash back of any card I have ever encountered. Period. That's why I recommend this card FIRST. It's also provided by Chase, and what you guys will realize through your teachings with me is that I am a huge fan of Chase Checking for both Personal and Business use. More on that later, but suffice it say that Chase makes it easy to have ALL of your accounts in ONE place, make transfers and payments easily between accounts, and pay balances with both your persona and business checking accounts, not to mention pay vendors through Zelle for NO FEE. 2️⃣ Robinhood Gold Card This is likely the ONLY other card you should ever need again. Why? Because it offers 3% back on EVERYTHING! This is legitimately impossible with any other card. Even the Chase Sapphire Reserve and the Amex Platinum only offers 3% back on certain categories. At this time I believe you have to have a Robinhood Brokerage Account to get access. Yes this is an extra step, but I promise if you trust me, it'll be worth it! In the meantime you can also sign up for the waitlist for the card.