Maximizing Credit Card Points in Your Business · Mobile Home Park Mastermind

Maximizing Credit Card Points in Your Business

My friends call me "Mike the Points Guy" because I'm a bit of a credit card points hacker.

I did not immediately realize how important this has become in my business until recently, but business owners like us have a huge leg-up on W-2 workers when it comes to points.

Why? Well because it's not just our personal expenses that earn us points, BUT ALSO our Business Expenses!

Therefore, let's begin!

1️⃣ Amazon Prime Visa

First and foremost, many of us make A LOT of Amazon purchases for both ourselves and as you will find out, also for our businesses.

Therefore the first card you should get is this one:

The Amazon Prime Visa Provided by Chase

This card has ZERO annual fee and provides you with 5% cash back on ALL amazon purchases.

This is the HIGHEST cash back of any card I have ever encountered. Period.

That's why I recommend this card FIRST.

It's also provided by Chase, and what you guys will realize through your teachings with me is that I am a huge fan of Chase Checking for both Personal and Business use.

More on that later, but suffice it say that Chase makes it easy to have ALL of your accounts in ONE place, make transfers and payments easily between accounts, and pay balances with both your persona and business checking accounts, not to mention pay vendors through Zelle for NO FEE.

2️⃣ Robinhood Gold Card

This is likely the ONLY other card you should ever need again.

Why? Because it offers 3% back on EVERYTHING! This is legitimately impossible with any other card. Even the Chase Sapphire Reserve and the Amex Platinum only offers 3% back on certain categories.

At this time I believe you have to have a Robinhood Brokerage Account to get access.

Yes this is an extra step, but I promise if you trust me, it'll be worth it!

In the meantime you can also sign up for the waitlist for the card.

When I say this is THE best card to get outside of the Amazon Prime Visa I truly mean it. I use this one for ALL PERSONAL EXPENSES.

3️⃣ BILT Rewards for Rent Payments

This is the other card I cannot live without. It allows you (or your residents) to earn points for paying their rent!

BILT Credit Card Signup

I pay my monthly rent in Manhattan with this card and have been doing so for 3 years and I've used these points for travel.

4️⃣ Ramp for Multiple Partners, Employees, and Business Spend

Ramp is certainly the best option case for entities with multiple Partners and also if you have staff.

Check it out here

We have switched to Ramp recently and it is a gamechanger.

You can have multiple entities under the same card and switch an expense to whichever entity the expense relates.

You can do this with any of your partners or employees cards as well. They all link to the same central hub and you can set limits and turn off and on cards very easily.

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