LOI sent to seller with 3 options. 1) Cash Offer. Seller did not go for cash offer. Option 2) Owner Finance Mortgage Purchase Price - 4,523,889 Down Payment - 226,194 Interest- 2.6% (Simple Interest) Term - 120 months Balloon payment at end of the term for remaining balance Counter Offer from Seller; Amortization schedule for a 5 -10 year ( our choice) Balloon loan with 6.65% interest( very close to what current market is) Down payment substantial enough to cover at least broker's commissions. Which at 6% for commissions on 4,523,889 will be 271,434 This is a very good counter offering my opinion. Let me know your thoughts.

I'm offering 100% Financing on Fix & Flip/Rehab, Buy & Hold Properties e.t.c I provide flexible interest rates starting from 5.77% annually and no prepayment penalties. For interested applicants, please contact me at your earliest convenience.

***𝐍𝐞𝐰 𝐖𝐡𝐨𝐥𝐞𝐬𝐚𝐥𝐞𝐫𝐬/ investors : 𝐃𝐨𝐧'𝐭 𝐐𝐮𝐢𝐭 𝐘𝐨𝐮𝐫 𝐃𝐚𝐲 𝐉𝐨𝐛*** (at least not yet) I see it time and time again...day after day, year after year. Often new wholesalers / investors that hate their 9-5 convince themselves that "if they could only focus on wholesaling / investing all day, they would be successful". Wrong! This type of flawed thinking has an almost 100% failure rate. These wholesalers / investors wind up with too much time and not enough money. - 1. Its creates a scarcity mindset which is doomed to fail. Not only do you not have money for marketing, but now you have to worry about your bills and living expenses. You can do deals with zero dollars....but plan on that taking you months if you're not already doing it. - 2. You will focus on unimportant things and "die of info consumption". You will get pulled into the trap of YouTube and Facebook groups which are marketing funnels to get you to ask for more and more help. With a job, you only have time to focus on things that move the needle in your business. If you have all day, 90% of what you learn and do is completely useless. - Based on my experience... Newer Wholesalers with a job have like a 10x the success rate Soooo, DONT quit your day job just yet. At least close a few deals first. Special thanks to @ fred

If your mortgage was originated in a very different rate environment, the clock is now your biggest risk. Refinancing a maturing loan today isn’t just about replacing debt — it’s about protecting equity, stabilizing cash flow, and positioning the asset for the next cycle. At Castle Commercial Capital, we’re working with owners and syndicators who are facing:• Balloon payments• DSCR pressure from higher rates• Tight bank credit or retrades• Equity trapped in performing assets• Loans maturing in the next 6–24 months We help you get ahead of maturity, not scramble at the finish line. What we deliver:✔ Refinance strategies across banks, credit unions, debt funds & non-bank lenders✔ Bridge-to-perm solutions for assets needing seasoning or stabilization✔ Creative capital stacks when traditional lenders say “no”✔ Clear answers on refinance vs. sell — before time becomes leverage against you Waiting until 90 days out is expensive. Smart operators are underwriting their exit now. If you have a loan maturing in the next 24 months, comment “REFI”, DM me, or book a confidential strategy call. No pressure. No fluff. Just real options and straight underwriting. Castle Commercial Capital📞 248.579.8175 x1004🌐 www.castlecommercialcapital.com

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