It's much stronger than most investors realize. Most lenders require borrowers to escrow their property taxes as part of their monthly mortgage payment. That's the "T" in PITI (Principal, Interest, Taxes, and Insurance). The lender pays the taxes because if the property goes to a tax deed sale, they risk losing the collateral that secures their loan. 👉 That's why most tax-delinquent properties are owned free and clear—there's no mortgage company making those tax payments. But here's where it gets interesting... Property taxes are usually the last bill people stop paying. Before an owner falls behind on taxes, they've often already stopped paying things like: • 💳 Credit cards • 🏥 Hospital bills • 🚗 Personal loans • ⚖️ Judgments and other collection accounts By the time property taxes become delinquent, the owner's financial or personal situation has often been deteriorating for years. For curative title investors, this is a major clue. 🧩 Tax delinquency isn't just about unpaid taxes—it's often a signal of deeper issues such as: - 👨‍👩‍👧 Probate that was never opened - 🏚️ Vacant or inherited property - 📍 Missing or unresponsive heirs - ⚖️ Liens and judgments - 📑 Old title defects - 🤝 Owners who feel overwhelmed and have simply stopped dealing with the property The unpaid taxes aren't the opportunity—they're the symptom. The real opportunity is solving the underlying problem that caused the taxes to go unpaid in the first place.

07/31/2026 XLeads V5 — Summary of Changes The main change XLeads and PUMP are now combined into one ecosystem: The PUMP skool group has been changed to REAL ESTATE DEAL SCHOOL or REDS XLeads is the software platform. PUMP is the deal-finding method. Real Estate Deal School(REDS) is the training, coaching, and community. The goal is to give users one place to find leads, contact sellers, manage follow-up, receive coaching, and submit deals for review or JV opportunities. What every XLeads user receives All active XLeads users now receive: Access to Real Estate Deal School (REDS) PUMP Method training Seven live coaching calls each week More than 15 hours of weekly coaching and support Deal reviews and JV opportunities Expanded education for wholesale, creative-finance, land, rental, flip, and curative-title deals List stacking and tagging inside XLeads Access to the upcoming probate and heir skip-tracing tools when released Users must access the School using the same email address connected to their XLeads account. If they do not receive the invitation, they should check spam and then contact [email protected]. What X Plan users receive X Plan users receive everything above, plus: PUMP Stacker Advanced PUMP workflows Curative-title tools and filters Higher-level deal identification and prioritization Access to the tools designed for more complex title opportunities The curative-title filter is available on Pro and X Plan, while PUMP Stacker is specifically included with X Plan. Plus High-volume SMS workflow: Better organization of campaigns, conversations, and deliverability. Probate and heir skip tracing: Planned for release after launch and intended for all plans. For more information, please contact support at [email protected]. Topics covered: XLEADS SIDE Pulling leads Skiptracing Leads Importing Leads/Exporting Leads Skydrive AI How to create DND disable automation Dispo Tab CRM side Dashboard/video guide/training and support videos/ AI chat widget/ Live chat support